Frugaling

With the price of groceries on the rise, it can be hard to eat healthy and nutritious meals when you’re trying to save money. Processed food and takeout seem to be much more cost-friendly when it comes to planning out our meals.

However, it is possible to eat a nutritious diet without breaking the bank. We’re here to help by offering some tips on how to eat healthy on a budget. Take a short break from scheduling your move with Black Tie Moving Company, and let’s get right into the details of it all.

Plan Your Meals Ahead of Time

Planning your meals ahead of time will ensure that you’re both saving money and also buying food that’s healthy for you. Without creating a meal plan, you run the risk of overspending and buying food you don’t need at the store which will inevitably go to waste. Meal planning is also a great way to ensure you’re eating foods that provide you with the nutrition your body needs, instead of settling on something that’s more convenient and unhealthy due to last-minute decisions.

Buy Your Groceries in Bulk

Buying your food in bulk is an excellent method to save money when it comes to eating healthier. Most foods are much more cost-friendly when they’re bought in bulk compared to purchasing items individually. This can also tie into planning your meals by creating meals that use the same ingredients to make sure nothing goes to waste.

Shop on the Perimeters of the Grocery Store

The perimeters of most grocery stores are where the healthy and nutritious foods are. This is often where you’ll find your produce, meat, bread, and milk products. That’s why it’s a good rule of thumb when you’re trying to eat healthy to try and stick to the perimeter of the grocery store when you’re shopping. Most often, products found on the perimeter of the grocery store are also more affordable as they aren’t processed or pre-made.

Check Out Local Farmers’ Markets

An excellent way to save money, eat healthy, and support your local economy is to buy your produce, eggs, and bread from local farmers’ markets. Farmers’ markets are filled with organic, healthy foods that ensure you’re buying products that are good for your overall well-being. They’re also more affordable and perfect for people who are shopping on a budget as it cuts on the hefty prices that come along with buying goods from a grocery store.

Cook Your Meals Yourself

It should come as no surprise that cooking meals for yourself is the best route to go for people looking to save money and eat a healthy diet. Cooking meals at home is much cheaper than buying foods that are pre-made or from a local restaurant or fast food chain. It’s also healthier to cook your food at home as you can control exactly what ingredients are going into your meals.

In this day and age, there’s no better way to market art than social media channels. While posting images and reels of your work is great for promotion, live streaming offers a more intimate and engaging space to showcase your creations. It can also help you to create a steady income while showcasing something that you’re passionate about from the comfort of your own home!

We will discuss how to live stream your art most effectively using the “5 Ws” guideline: Who, What, When, Where, and Why.

So, take a break from scheduling your appointment with ThriveMD, and let’s get right into it.

Live Stream: Preparation

Live stream preparation requires you to have a clear purpose, find an appropriate platform, and inform your audience before going live. The first step in preparing for your live stream is to establish your “what” and “why”.

Questions to consider during the “what” and “why” phase:

1. What can my live stream offer that my social media posts can’t?

2. Why does my art add value to my audience?

3. Ask your audience! What are they interested in seeing?

Next, it’s time to figure out “where” to host your stream. It’s projected that by 2024, livestream e-commerce will generate an astounding 35 billion dollars with the most popular platform being YouTube in 2022. Instagram, Facebook, and Twitch are other viable, popular options.

Once you’ve got your platform pinned down, it’s time to let your followers know the “when” of your stream. You can do this by sharing short videos highlighting what your stream will offer, sending out social media invites, and creating posts specifically marketing the stream.

Live Stream: In Front of the Camera

Now time for lights, camera, and action! You want to ensure your streaming conditions are prime. Before you go live, practice a few trial runs to confirm your equipment and setup is optimized for viewing pleasure.

For the “who” phase of your live stream, consider some Q&As from the audience, provide feedback on comments, and be yourself! (Keep in mind: this is a live stream and not a pre-recording for a reason.)

A Facebook study revealed that live videos can generate a 600% interaction increase when compared to traditional posts, showing consumers enjoy interacting in real time with content creators.

TLDR; Remember the 5 W’s

· Who: Who are you/who is your audience?

· What: What is the purpose of your livestream?

· Where: Where are you going to host your stream?

· When: When is the appropriate time to stream? – Let your audience know!

· Why: Why will your audience want to watch?

If you’re looking to make an income from selling your art, livestreaming is one of the most effective ways to reach a large audience. Remember the 5 W’s, and you’ll be bringing in new clients in no time at all!

Summer is the best time to get out and explore the world around you. After you’ve been cooped up all winter long, you’re more than ready to start having some fun soaking in the summer sun. You might be worried that your budget will limit the activities you can do this summer, which is exactly why we’re here to help by offering a list of 5 fun summer activities on a budget.

So, take a break from researching what does bunion pain feel like, and let’s jump right in!

Explore the Wilderness on a Hike

Exploring the beauty and wonder of nature on a hike is a great way to have fun this summer, and it costs you nothing. Hiking not only provides an excellent way to get in some exercise but spending time in nature also has many positive benefits for your mental health. If you aren’t sure of hiking trails in your area, a quick search on a hiking app, like AllTrails, is a valuable resource to help you find a hike that’s nearby.

Visit the Local Library

If you’re a lover of literature, but you don’t have it in the budget to buy all the books you want to read – a trip to the local library is just the thing for you this summer. Visiting the local library is an experience in and of itself. You are surrounded by timeless classics and have the opportunity to meet and mingle with other book lovers much like yourself.

Spend a Day at the Park

There’s no need to book a fancy beach vacation to have some fun in the sun this summer. Spending a day at the park is more than enough to fill your cup of spending time outside and soaking in those warm, invigorating sunrays. A trip to a local park provides you with a plethora of options to be entertained and enjoy the summer without costing you a penny. You could bring along a soccer ball, pack your favorite book, or go for a leisurely walk alone or with friends.

Schedule a Trip to the Zoo

If you’re an animal lover, scheduling a trip to the zoo is a great activity to participate in this summer. Fortunately, most zoos have free admission, so you don’t have to worry about spending too much money hanging out with the animals. If you want to make the most of your experience, try scheduling your zoo trip during the week when it’s less crowded. This will make it more likely you’ll get to see the animals up close.

Expand Your Knowledge at the History Museum

Are you a history buff? If so, a day spent at the history museum this summer should be added to your list of things to do. Luckily, like with local zoos, most museums have free or low-cost admission. That’s right, you get to experience all the wonders of the world at little to no cost to you.

If you’re like most Americans, you probably have some sort of medical debt. In fact, about one in four people report having difficulty paying their medical bills, according to a recent study. Medical debt can be a huge burden, both financially and emotionally. But there are ways to get help and make it more manageable. Here are some tips on how to pay off your medical debt.

1. Understand what medical debt is and how it differs from other types of debt

Medical debt is a financial burden that can be incurred in situations where the cost of medical treatments or services exceeds what is covered by insurance, such as bunion surgery. It typically arises after a person has received medical care and receives an itemized bill of the costs they must cover. This type of debt differs from other forms of debt in that it is generally considered to be more urgent and pressing, as medical bills are often accompanied by late payment penalties and threats of collections activities almost immediately. Additionally, many medical debt items cannot be addressed through traditional methods such as consolidation or refinancing. People dealing with this type of debt often require specialized help from attorneys or counselors who may be able to negotiate payment plans on their behalf. Understanding what medical debt is and appreciating how it lends itself differently than other kinds of debt can help people build strategies for managing their overall finances more effectively.

2. Know your rights

You have the right to negotiate with creditors. Everyone should make sure that they understand their rights. Having knowledge of your rights can go a long way in helping to protect yourself, your financial needs, and ultimately your security. One particular right is the right to negotiate with creditors. People can use this right while struggling with debt or other difficult financial issues. By negotiating, it may be possible to reduce what you owe or lower the interest rate on a loan, for example. Understanding and exercising this important right could very well provide the help needed during stressful times.

3. Consider consolidating your debts or using a credit counseling service

When facing overwhelming amounts of debt, it can feel like a Herculean task to pay it off. Consolidating your debts or using a credit counseling service can be a great way to help manage your debt and make sure that you are paying off everything you owe. By consolidating your debt, you combine multiple loans or credit card bills into one smaller payment, reducing stress and helping you stay on top of obligations. Additionally, many credit counseling services provide budget planning assistance and financial education classes to help ensure that you do not fall back into the same bad habits that created such a financial mess in the first place. There are numerous reliable and reputable organizations available for assistance if your debt is too much for you to handle alone, so consider seeking professional help before it gets too far out of hand.