Frugaling

Save more, live well, give generously

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“Frugaling: Save More, Live Well, Give Generously” Is Now Available!

By Frugaling 8 Comments

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Frugaling Book Cover

After weeks of final edits, a big cover art change, and rounds of feedback from friends and family, I’m excited to announce that Frugaling: Save more, live well, give generously is now available on Amazon.com!

The book is over two years in the making. At the beginning of my frugal journey, I had five figures of debt. Now, I have assets and capital. I no longer worry about what I’ll owe the bank. My potential and future are invested in me. I wrote Frugaling so that others could find financial freedom and empowerment.

But today, rather than focus on why I decided to write this book, I figured I’d acknowledge some of the people that helped make it happen. The people I want to mention have been interested from day one. They have supported, encouraged, and promoted my work better than I could ever do. And for that, I’m eternally grateful.

  • To Mom and Dad, you shared the site and book with friends and family, provided commentary along the way, and built a home where reading and writing were vital skills. And Mom, a special thank you for reading and editing the early drafts.
  • To Noah, thank you for providing some last minute changes to the book. I would’ve looked like a fool without your help! Good luck on your first day of school.
  • To Joshua, your words spawned the last 6 months of work to write and compile this book. I cannot thank you enough for your support and help.
  • To Danny, Eric, and Kate, I couldn’t have asked for three bigger fans. You signed up for the email digests, marketed my book, and offered inspiration for countless articles over the years.
  • To Jeff, thanks for keeping in touch all these years. Our shared experiences with debt helped light a fire for Frugaling!
  • To Chase, Christian, Danika, Devan, Kevin, Laura, Linda, Morgan, Nika, Paul, Susan, Yun, and the many more I probably need to mention, thanks for checking in about the book, commenting on the site, and sending interesting articles my way. You’ve been an incredible network for support and ideas.
  • To those who email, tweet, text, and/or randomly message me, your words mean so much. I’m always blown away when someone says an article made them feel better and/or connected. I’ll do my best to keep it up.

Gratitude comes easy after writing this book. I couldn’t have done it without you all. I hope you’ll support me by buying the book today! And I’d love it if you shared the book on Twitter and Facebook to help spread the word.

Thanks for being a frugal friend,

Sam

Filed Under: Save Money Tagged With: book, Friends, Frugal, frugaling, frugality, gratitude, Save more

Announcing My First Book: “Frugaling: Save more, live well, give generously”

By Frugaling 20 Comments

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Frugal bike - Photo Stefano Montagner Flickr

After months of conversations, writing, editing, and preparation, I can officially announce the release of my first book, Frugaling: Save more, live well, give generously! You can pre-order it on Amazon and it’ll be automatically delivered to your Kindle or supported devices on August 24th.

Today, I want to talk about the reasons why I wrote this book, the process, and share some special bonuses.

About six months ago a well-respected writer and blogger took an hour of his time to talk with me. As we talked on the phone, I picked his brain about simple living and frugality. We saw eye to eye about the need for people to live minimally.

At the end of the talk he emphasized that I should write a book. Between flattery, confusion, ignorance, and gratitude, I hung up and froze in my chair. For years I had been writing, but doubted whether I was reaching anyone — whether my writing was any good. I had thought about writing a book, but inner insecurities prevailed and prevented me from writing one.

But here was someone I respected, and he was pushing me to publish. Something clicked. I realized that Frugaling was about more than personal finance, and I needed to compile that into a book.

Frugaling Book CoverWhen I started Frugaling, I knew about student loans and credit cards. I had lots of debt, and could share my desire to be done with it. In those early days, my articles felt like a reproduction of other personal finance gurus’ advice. The solutions were simplistic: create a budget, get a good credit card, and don’t eat out as much. They weren’t necessarily bad suggestions, but they seemed to miss perspective and depth.

Unfortunately, despite good intentions, many personal finance gurus were missing large populations in need of help. And I had simply joined the herd of regurgitators.

Then I had a comically simple epiphany: we are all individuals. One set of bullet points, “tips,” and “rules” won’t ever apply to everyone. And frankly, many financial gurus and “experts” are white and middle class or higher. Their experiences will likely differ significantly from various diverse groups and economic statuses. I wanted to reach a broader audience and speak to many pitfalls and problems that systematically prevent others from succeeding financially.

That revelation motivated different directions in my writing. Coupled with the inspiration from a respected author, I decided it was time to write and publish a book. Additionally, I wanted to make it affordable because ideas about personal finance, simple living, and minimalism should be accessible to all.

Using articles from Frugaling.org, new material, and a bold premise of reaching diverse audiences through personal finance, this first book will help readers build a foundation, philosophy, and resistance. Together, these sections aim to provide readers with a healthy dose of encouragement to live well on less. Let me explain what I mean.

Saving more, spending less, and preparing for the future are usually the first steps that people take to become more frugal. The foundation section provides an overview for why I decided to pursue frugality, new ways to pay off debt, and savings experiments that can be started today.

But saving money isn’t easy in a culture that idealizes consumption. Society tends to favor those with material wealth over inner health. As a consequence, frugality can be challenging and trying over longer periods. That’s why I added a section about the philosophy of frugality. If you’ve ever tried to save money, but wondered why you should, this part’s for you.

Armed with a strong foundation and philosophy for going frugal, the last section helps readers develop a resistance to advertising, marketing pressures, and the systemic problems that hold people back financially. I want readers to get upset with how we’re portrayed as mere consumers.

Now, I want to segue into some bonuses for readers today. Rather than have you wait for August 24th to begin reading, I want to share a couple parts from the book today! Click here to read the first few pages and introduction.

Here’s what people are saying about Frugaling:

“Sam provides a fresh perspective into the world of personal finance. In a world of copycat books almost entirely focused on earning more and spending less, Frugaling invites us to find freedom by thinking different about our finances, our lifestyles, and the world around us. It is a must-read.”

–Joshua Becker, BecomingMinimalist.com

“I’ve been following Sam’s website Frugaling for six months now, and it’s clear that he is passionate about questioning consumerism. The methods in which he communicates his message are crystal clear, and I look forward to reading his posts each day.”

–Brian Gardner, NoSidebar.com

“Sam is a refreshing voice in the world of finance. Super authentic and upbeat, and I always leave happier after reading his thoughts. It’s like having (home-made) coffee with a friend :)”

–J. Money, BudgetsAreSexy.com

“Sam is candid in sharing his experience paying off student debt while pursuing an intentional lifestyle. He combines storytelling and his unique Frugaling philosophy with smart, practical advice for young adults looking to pursue the lives they want instead of being trapped by debt.”

–Anthony Ongaro, BreakTheTwitch.com

“Sam’s work will both challenge and inspire you to rethink your relationship with money and the world as a whole – to live a fuller, richer and more meaningful life.”

–Stefanie O’Connell, TheBrokeAndBeautifulLife.com

“Sam writes with a genuine, thoughtful voice on topics of minimalism, frugality, and life improvement. He brings great insight to the issues he covers and challenges readers to question their own assumptions about our image-obsessed culture of endless consumption. A must-read for anyone grappling with the questions of what it means to chart a life that’s outside the ordinary and not focused on following the herd.”

–Mrs. FW, Frugalwoods.com

Frugaling Book review and cover

I want to say thank you to all of these authors for their praise, encouragement, and help along the way. Please visit and check out their sites. They’re all fantastic writers and evangelists for saving more, spending less, and living well.

Lastly, I want to say thanks to you! I really appreciate your readership and hope you’ll support me on this first book. Be sure to share it spread the word on Twitter (#savelivegive) and Facebook. If you’re an Amazon Prime and/or Kindle Unlimited customer, the book will be free for the first 90 days. Otherwise, the book is $2.99.

Click here to go to Amazon.com and pre-order today!

Your frugal friend,

Sam

Filed Under: Make Money Tagged With: book, Charity, Financial, Frugal, frugaling, give, Giving, live, Minimalism, money, Personal Finance, Save, savelivegive, saving

A Debt Of Gratitude

By Frugaling 6 Comments

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Happy Birthday Cake Frugaling One Year Later
Birthday Cake! Photo: flickr/Mark Skipper

Today marks the first anniversary of Frugaling.org! It’s incredible to think that just a year ago I was in nearly $40,000 of debt. I was resigned to a future that included atmospheric debt payments and endless student loans. Then, I got a wakeup call that changed my financial future.

I’m thankful that on this occasion, I’m writing about a different debt — a debt of gratitude. It’s time for me to pay up and take some time to thank people behind the scenes. The following individuals make this website work, inspired me, and/or pushed me to think differently about my financial future. Without them, this site wouldn’t be here. There are many that I’ve forgotten or can’t be included, but trust me, you’ve helped!

Mom

For years you provided difficult grammar and writing critiques. You constantly pushed me to improve. I hated the process of completely restarting drafts, as you frequently said. Over time, that training and advice helped. While I still make plenty of mistakes, your expertise helped me grow. Thank you, Mom!

Dad

You’ve been a terrific support in this process. From sending me new articles to providing important feedback on the quality of my work, your involvement encouraged my growth. I’m lucky to have the support. Thanks, Dad!

Noah

I know you’re just starting out with creative writing. But your passion for it inspired and encouraged my own work. I’m really happy you’ve found pleasure in writing. Thank you, Noah!

Lisa

You were the greatest catalyst for this site. You questioned my simple assumption that there was nothing I could do to reduce my debt. Moreover, your questions changed my beliefs regarding money and student loans. Thanks, Lisa!

Danny

Frankly, I was embarrassed by all the people you shared Frugaling with, but I’m honored that you did. There’s a reason so many people mention “Frugaling.org” in casual jokes and conversation. You’re a major reason for this. Thanks for following along from the very beginning, Danny!

Evans

I shared this little idea with you, and it was the laughing stock of the staff. Every now and then you’d check-in and I’d have another great month. You were excited, and you helped right my financial course. I’m really lucky to call you “boss!” Thanks, Evans!

Guest Writers

Over this year, various people contributed new articles and material for the site. You were all incredibly grateful for the work and created top-notch articles. Thank you all!

Interviewees

A few months ago, I started an interview series with the founders of personal finance websites. I was deeply curious what motivated them to start and continue to write about financial issues. Their openness and vulnerability made the series a hit! Thank you all for participating!

Readers

Obviously, you make this site work. Without you, I wouldn’t have the motivation to write. Thank you for visiting, commenting, and returning! Don’t hesitate to subscribe, too!

Filed Under: Save Money Tagged With: Frugal, frugaling, readers, thank you, Writing

Two Months of Frugaling: A Reflection

By Frugaling 10 Comments

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Two months since I was asked how much debt I have, and felt the pain of excess.

Related: One Month of Blogging: A Reflection

Happy 4th of July everybody!

It’s been two months since I started frugaling.org. Two months since I was asked how much debt I have, and felt the pain of excess. In this time, I published 44 articles and received close to 30,000 visitors.

Each month, my Mint.com monthly budgets became more balanced and less negative. There was an exciting, positive trend. Since I started the site, I eat out far less and shop for healthy, frugal, and affordable staples. I’ve cooked and stayed in more; perhaps, to the detriment of some social time.

My credit cards carry no balance month-to-month and the revolving debt is shrinking each time. I cut out most of the extras, and I’m down to basics. Surprisingly, I’m enjoying it and reveling in the test. But when I fail, there’s fear and guilt. It seems unfair to feel these repercussions when I’m generally succeeding.

The site helps keep me focused with the continual goal of self-reflection and education. When I’m struggling to stop spending or feel truly inspired, this site has become a hub for growth. I can only hope that that is shared in the readership.

Major highlights this month:

  • 20 Published Articles
    • Sometimes this required significant patience. Sometimes I was lost and didn’t know what to say. But, I truly made it a priority to write and reflect on my journey. In the end, I was able to break through any barriers of writer’s block and continue sharing.
    • This month I began to outline articles and format them for easier web viewing.
  • Support From The Personal Finance Community
    • I was continually humbled by the support of the Yakezie community. When the going got tough, other personal finance bloggers supported my efforts and offered tremendous advice.
    • Sharing on Twitter grew and people began to follow my account: frugalingorg.
  • Google AdSense Revenue Grew
    • While modest, AdSense revenue grew from $11.67 to $13.68.
    • I experimented with different advertising locations and formats this month.
    • I joined two affiliate programs, but I’m wary of developing serious conflicts of interest between helping people be frugal and making money.
  • Recorded 2,430 visitors in one day and 12,331 in the month
    • This shocked me, but after a popular article on freebies was shared on Reddit and up voted repeatedly, it was a sensational hit.
    • At times I had 60 to 70 people on the site – at one time!
    • Overall, I had over 4,000 more visitors this month.

Filed Under: Make Money Tagged With: frugaling

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