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The Partitioned Life Destroys Creativity And Fosters Income Inequality

By Frugaling 13 Comments

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Ralph Steadman Art Cartoonist
I Am Not Like The Others by Ralph Steadman

Recently, I watched a documentary of Ralph Steadman. He’s an infamous cartoonist whose work graced the covers and pages of Hunter S. Thompson’s rowdy reads. Steadman has a natural ability to start with a splash of paint and envision the result. Sometimes what starts as a mean dragon, turns into a wicked politician. It’s a beautiful form of art.

The other day I set out to write a brief update on how much biking is saving me. But something larger was calling. What I realized in crafting my next article was that biking was part of a grander picture. This article is about life, partitioned; perhaps more catchily titled, “The Partitioned Life.”

The specialized workforce we never wanted

The separated, divided, specialized life is largely due to our strict capitalistic culture. Adam Smith, writer of Wealth of Nations and oft-cited theorist about the “invisible hand” of markets, suggested that capitalism would succeed via economic specialization. Essentially, with professional expertise emphasized, we could separate the economy into different vocations. These vocations would enable society to produce at faster rates, because time would simply be spent on one’s expert area.

Lawyers, doctors, and teachers all take distinctly different directions to accomplish their career goals. Most go to graduate school and receive mind-numbing didactic training. But each is partitioned and specialized.

The days of da Vinci are gone. Leonardo da Vinci was a polymath — a man with various skills. This painter, sculptor, philosopher, and anatomist was responsible for early explanation of medicine, astronomy, art, and more. Without his versatile background, each would suffer. He was the antithesis of singular specialization. But our economic interests have destroyed this path. The generalist is less valued compared to the highly-specialized “expert.”

We are partitioned beyond our wages

With disparate workforces, specialized employees are needed for a variety of tasks. Now we need a secretary, assistant, web designer, etc. But each of those three jobs could be accomplished by one person. This is the conundrum and false growth that’s associated with Adam Smith’s legacy. The more specialization associated with our jobs, the more employees that are needed for administrative needs.

Now, we need to partition even further. Picture your local city. What do you see? I see a series of shops, restaurants, bars, research parks, industry, fast food, and gyms. Break it down even further, and I see the burger flipper, salt and pepper shaker, and checkout representative. I see management, accountants, lawyers, bosses on bosses on bosses. We are operating within this highly specialized economy that works beyond vocational structure — it fundamentally affects how we shop.

The following is highly dependent upon your age, demographic, socioeconomic status, and personal interests, but the partitioned life also affects your monthly costs. Last time I flew into New York City, I asked a Millennial what she recommended I do in the city. She talked to me about the bars, restaurants, and museums. Then, she asked if I liked exercise. I do! She suggested Soulcycle.

When I landed, I Googled the name and found the chain was all over the city. Soulcycle has developed a sort of cult following. It intrigued me until I saw the price: $39 for one class. I’m always ballin’ on a budget, and $39 for a bike class was senseless. Needless to say, I didn’t go.

That price, class, and exercise studio impacted me. Here we have an economy so separated and partitioned that people decide to work all day, go home, and then go to a workout class. This Kubrickian hallway seems to be an endless procession of work on work — working to work out.

Bike in Autumn LeavesCrush the divides for creativity, clarity, and savings

Buying and riding a bike 90% of the time has changed my relationship with our economy. Every day I choose my bike, I feel a minor pang of anarchy. I’m doing my own thing to contribute to the collective — not contributing to climate change, capitalistic malignancies, and health problems that are affecting us all.

As mentioned, I started this article with the desire to focus on a number — the true savings associated with riding a bike. Instead, I’ve decided to talk about the bigger economic effect of our partitioned lives. But let me briefly entertain some calculations. With a bike, I pay for my gym membership ($0) and fuel up with food ($0 in gasoline). If you were to analyze your car-less savings, you’d need to immediately start with a couple hundred dollars every month.

Over the last 30 days, I’ve biked about 200 miles. There have been no parking fees, maintenance costs, or police to worry about. If I drove those 200 miles, AAA estimates that that would cost me $156.60 per month. But the savings goes beyond this and works to break the traditional partitions that our economy has parcelled off for us.

Recognizing and appreciating the generalist in all of us

We currently live in one of the most unequal times in American history. We have followed the wizened advice of economic thinkers like Adam Smith, and it’s led us astray. The “invisible hand” and free market principles have led to broken roads, broken budgets, and broken families. We are a country of financial elite and impoverished masses.

Economic specialization is no longer working. We must recognize the generalist is more powerful. Knowing how to repair a bike, being fit, planting your own garden, collectivising, and democratizing are our last hope. It’s our world’s last hope.

We must create an economy and emphasize the power of the generalist. We deserve to give ourselves the opportunity to be radicalized and empowered by the next da Vinci, don’t we?

Filed Under: Save Money, Social Justice Tagged With: Adam Smith, bike, Biking, Business, Economy, Generalist, Income Inequality, Inequity, Leonardo da Vinci, Partitioned Life, Polymath, saving money

What’s Motivating Me To Save?

By Frugaling 11 Comments

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Hamster Wheel
Photo: Dan Derrett/Flickr

Most days I live a chaste life. If they created a reality TV show of my life, it would be cancelled before the air date. Hell, the film crew would probably fall asleep in production. It’s a simple, hamster wheel existence that consists of getting up, making breakfast, reading for hours, working, and repeating that all the next day. The bummer is I want more than this.

Over the last few weeks of summer, as I’ve been on my constant rinse and repeat cycle, a growing desire to travel has crept up. More than travel, it’s a desire for more adventure. But then there’s my life and reality.

Being a 25-year-old doctoral student is a lesson in delayed gratification — working hard now to find enjoyable work and a reasonable paycheck later in life. Like many times before, on this frugal journey, I look at my budget. The numbers don’t add up. I can’t spend the money to travel to England, France, or visit Montreal. I just don’t have it, as I would need to take out student loans again to support the travel. That’s unacceptable to me. The psychological burden of student loans was too great and the interest rate of 6.8% is punitive.

I’m struggling to see the path and reason for my frugality. It’s here that I introspect, “What’s motivating me to save money and avoid more student loans?” There are both great opportunities and real challenges that create this defensive personal finance stance.

One of the biggest motivators is fear. Constant rises in income inequality, climate change, and a political environment that is skewed to the wealthiest are frightening me. If you’re not part of the bourgeois, you’ll likely be fighting, clawing, and begging your way out of lower income categories over the next few decades. Knowing that the foreseeable future will likely include environmental refugees (e.g., economists and researchers have increasingly theorized that the Syrian civil war was motivated by drought and the Pentagon has suggested that climate change may be a global threat) and massive changes in employment possibilities (I have no idea where or when I’ll be hired when I finally graduate), I’m eager to sock away some cash. Accurate or not, these are the challenges that drive me to save.

On the flip side, I’m motivated to save for a number of fun, experiential opportunities. I want to travel the world, develop a fluency in a foreign language (if I still have the brain power at that point in my life), give to the scholarship I started at Colorado State University, and develop a thriving practice as a counseling psychologist. These will all require a steady and safe savings. More importantly, they’re all worth the delayed gratification and relative banality of my life right now for more later on.

It’s with this yin-yang relationship — balanced — that I’m forgoing the travel now to live a better life later on. Until then, I’m diving into a good book and pretending to travel to faraway places and positions — loving every minute of the dream and working my butt off to make that happen.

Filed Under: Save Money Tagged With: Budget, climate change, Giving, Income Inequality, saving money, scholarship, Student Loans, Travel

The Smart Home: More Productive, Efficient, Emotive, And Economical

By Frugaling 1 Comment

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Her Film Spike Jonze Smart Home Automation
Her by Spike Jonze.

The OS: Into our homes, hearts

Our brains are wired for interpersonal relations. Human-to-human contact reduces depression, anxiety, and a host of psychological concerns. When a child exhibits facial expressions that are more reminiscent of adults, there’s usually a cute relation to it. When a cat brushes up against you and purrs when you rub it, there’s a feeling of mutual connection. As adults, we connect with these as-if experiences – they’re so adult-like.

Skeptical Baby Meme Smart Home
Skeptical Baby Meme

Automated devices can be adult-like, too – mimicking that human-to-human experience and connection. In the recent film, Her, a lonely man falls in love with an operating system (“OS”). The OS predicts his needs, sends and organizes emails, and offers romantic companionship. The main character, Theodore, loves the anticipatory brilliance and personality of the device. Suddenly, this inanimate object becomes a vital part of his life – personally and professionally.

After watching the movie, a friend of mine asked if that predictive, assistive, and somewhat convivial system could ever exist. It made me chuckle. Frankly, these capabilities are nearly a reality and they’re going to lead to tremendous savings.

Beyond suggestions, you’ll find automation

If you ask Apple’s Siri (personal assistant software) how long it takes to drive from point A to point B, it’ll plainly explain how long and offer a map. The directions will account for changing traffic patterns, as well. Looking for the latest showtimes and reviews? Just ask Google Now and it’ll give you all the local theaters, films, and reviews. They all are at your service, waiting for your questions, concerns, and comments.

If an application can predict what you might like next (and is incentivized to offer paid suggestions), you’ll likely hear about some special deal at your favorite local restaurant. This could lead to budgetary problems from predictive advertising for some consumers, but there’s another side that is far more positive, environmentally friendly, economical, and a true productivity booster.

The power of smart homes, technology

Nest Thermostat Smart Home Appliances
The Nest Thermostat

If you’re a discerning automation expert, you may realize that asking a question and getting a simple response aren’t quite the same as engaging in full-length dialogue (back and forth) with a software package. This Her-like capability is coming to many devices. It’s going to completely revolutionize our homes, heads, and hearts.

Imagine walking up to your apartment/house, seeing the lights turn on, feeling the heat match your immediate needs, seeing the oven beginning to preheat (knowing that you got your favorite type of take-and-bake pizza); all the while, a virtual assistant checks in with you to see how your day went. This is the not so distant future.

By automating the simple tasks and leaving them to computers, we can appreciate from electricity, heating, and gas savings. Have you ever left your house’s air conditioning or heating on too high while away? How many times do you accidentally leave lights on in your house after you leave? These forgetful moments can seriously hurt your bottom line. Smart homes can predict and prevent these errors.

A few devices are already leading to serious savings. For instance, Nest has created a thermostat and smoke detector that can communicate with each other. Used in conjunction, these devices can tell when you’re presently in your home – changing the temperature to something more economical when you leave. All of it is automatic – no more adjustments. The thermostat can even be locked to prevent tampering. By properly controlling your thermostat, you can save $173 a year.

By allowing these devices into our home, we can actually be safer and more prepared if anything happens. The Nest Protect (smoke detector) sends alerts if it senses smoke and/or carbon monoxide. This is just the beginning of a serious technological evolution. The future will bring these systems in unison, and give them a voice.

The future looks frugal

There are many players in the smart home market. This has led to fractured, expensive devices. Companies are investing billions to create automation technologies with sharp designs, but they aren’t universally connected – they can’t necessarily communicate with other systems. This is where competition can hurt innovation.

These tech stalwarts and startups are battling for space in your home. Google has been on a buying spree – getting everything from Nest Labs to Boston Dynamics (a robotics company). Apple is developing and modifying Siri constantly – aiming to make it more interactive and available. Each of these iterations will further a sci-fi reality that includes a smarter home.

As the leaders emerge and prices begin to fall, the demands that technology and regular household devices ask of us will swiftly decline. We should have more time for work, family, and enjoying what’s really important in life. This the essence of frugality and it’s coming to fruition one smart device at a time.

In case you haven’t seen Her, here’s the trailer:

Filed Under: Save Money Tagged With: Apple, applications, automated, automation, connection, emotions, Google, her, ios, nest, now, os, play, remote, saving money, siri, smart home, wemo, wireless

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