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Healthy And Frugal? Hello, Food Co-Op!

By Frugaling 9 Comments

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Food Co-Op Out of Bike Wheels

There are moments in my life where I feel like I’m living in a film. The trees shine greener. Light flickers and casts friendly shadows. It’s cinematic, as if somewhat set up this scene — just for me, us. These moments hit me when I find a simple solitude. Sometimes it’s just a great song. By reducing my possessions, selling my car, buying a bike, and focusing on what’s important, I’ve begun to feel it more often. But there’s one piece that lags behind: my diet and eating habits.

The weakest point for the longest time has been eating out. Generally, it’s expensive, unhealthy, and wasteful. Not a great combination, but a great treat every now and then. Unfortunately, I struggle to make it occasional.

This is all despite watching countless documentaries (i.e., Fed Up, Food Inc, Super Size Me, A Place At The Table) about problems with industrial farming, agriculture, and the various health consequences of our fast eating habits. While I’ve never really had weight problems, my body definitely feels worse depending on what I eat. And more than that, I want to find a frugal way to shop that’s healthy for me, the environment, and the employees of said company.

That inspired me to turn to my local food cooperative (co-op). Co-ops are totally different from most of our capitalistic system. Most of the time, businesses exist to make the owners and shareholders exorbitant amounts of money. But co-ops exist — most of the time — to support the “members” and “consumers” instead. This shift of interests is reflected in pricing, staffing, and profits. As you might imagine, co-ops grew out of the 60s/70s and have a social bent.

Co-ops are present at many credit unions, where members are the shareholders, and even the popular outdoor/adventure company, REI. Sometimes, they pay special dividends at the end of the year to their members, too!

A little over two years ago I moved to Iowa City, Iowa for graduate school. I was in a bit of a food desert. The closest place was a little, local grocery store called New Pioneer. I didn’t understand it, and every time I went shopping there I paid a 5% surcharge on every purchase because I wasn’t a member. When I asked about membership, they told me it cost $60. Spending that amount of money from my budget — not even on food — was troubling. I was hesitant to drop $60 on a piece of paper that called me a member, and wondered why this was any different from Costco (where you have an annual membership due).

Just Coffee Co-Op Company
Just Coffee is a cooperative company that pays growers, roasters, and employees a living wage.

For starters, New Pioneer is a cooperative grocery store, where I receive a dividend check every year they make profits. I get to support a group of people that have more respect for their employees. As for my health, the foods are generally without artificial colors, flavoring, and creepy ingredients that are part of our massive industrial agricultural complex.

Since I sold my car, every time I bike over to the co-op I’m saving gas money and being easier on the environment – it’s a breeze. I load up my backpack with groceries, which are simple, healthy, and natural. Take a peek inside and you’ll find salads, fruits, eggs, pasta, coffee, and rice. They’re ingredients that suit me, my stomach, and are friendly to the world.

With my backpack full, riding home by bike is invigorating. I’ve minimized my impact. But then I think about my budget: can it handle shopping for organic and/or natural foods?

Well, that’s the exciting part about minimalism and my budget! I’m now saving $300 more per month by not having a car, and the food — simple as it is — doesn’t actually cost much at all. That’s what I call a win-win.

Have you thought about joining a food co-op or shopping at a local farmers’ market?

Filed Under: Save Money Tagged With: co-op, collective, cooperative, diet, eating, Food, healthy, new pi, New Pioneer, REI, sharing, Shopping, socialist

Goodbye, Car. Hello, Sharing Economy.

By Frugaling 14 Comments

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Goodbye, car. Hello, sharing economy.

I’m scared. Over the last two or three weeks, I’ve been biking everywhere — sort of as a test. I barely drove my car over the last three weeks, and most of the driving could’ve been avoided. It was clear: I needed to sell my car. Today, I say goodbye to “Blue Blazer.” Yes, my slick coupe is going into safe hands, but parting ways never feels easy.

See, even though I’m on this frugal journey, I feel frightened to say goodbye to my car. It’s a total extra and creature comfort in my city, but it’s hard letting go. A bunch of what if questions seep into my head. What if I need a car? What if I need to get somewhere fast? What if…?

Today, we part ways like old friends. Ol’ Blue brought me to Iowa safely when I moved. We saw a few girlfriends and took great road trips. There’s history between us. In a weird, consumeristic way, a car is comparable to a relationship. When you spend years with something, it’s hard not to feel attached (even if you cannot communicate with that inanimate object).

Well, in a couple hours, I hand over the keys. It’ll be bittersweet. Many good memories. I’ll miss the wild independence that comes with the possibility to jump in my car and drive off to… Wherever. The idea of a momentary craziness where I just drive off into the sunset must fade; at least, for a little while.

There’s a cliche that every goodbye is a new beginning. That’s helped me part ways with my car. See, selling my car opens me up to new opportunities. I’m officially joining the sharing economy.

Essentially, the sharing economy asserts that we no longer need to be burdened with individual ownership. Rather, people can come together and share what they have. Everyone won’t need a car, drill, ladder, or lawn mower. Everything from RelayRides, ZipCar, Airbnb, TaskRabbit, Craigslist, and CouchSurfing offer the ability to share with others. Everything is more affordable this way.

Without a car, I’ll be entering a new world where I’ll need to rely on the sharers — corporate or personal. But American society emphasizes a fierce independence and control — one without reliance on others. That always seems to be the end goal for wealth, too. Make enough money and you’ll never need to rely on another person — you can own whatever you need. Buy the house, fill the garage, park the two cars out front. That’s not going to be my life.

For all my concerns and worries, there’s an excitement for the unknown. I don’t know what it will feel like to be without a car — maybe a little naked at first. But I do know I’ll stay out of lengthy DMV lines, stop worrying about insurance, depreciation, and completely remove my gas expenditures.

As much as I worry about losing my freedom by not having a car, I’m now freed to save, travel, and stay out of debt.

I couldn’t be happier.

Filed Under: Save Money Tagged With: car, Consumerism, gas, saving, sharing, Sharing Economy, Zipcar

The Joy Of Reciprocity

By Frugaling 8 Comments

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waitress bar flickr photo
Photo: flickr/prayitno

Saturday, I spent the night out on the town with two of my good friends. As we hopped around our little college town – from bar to bar – we soaked in this momentary distraction from the stress of graduate school. That night, like many before, we started treating for each others’ drinks. I’d buy a round, then one of my friends would. After each drink, we’d say, “thanks for treating.”

Many times, this pattern starts, and it actually makes the entire time more enjoyable for us all. There’s no pressure to treat, and no set expectation to purchase a certain number of drinks. Instead of buying our own drinks, one by one, we benefit and soak up the joy of reciprocity.

The joy of reciprocity is similar to the Starbucks drive-thru treat effect. Every now and then, you may enter the drive thru and be surprised to find your bill already paid. What’s happened is that the car ahead has treated for the drink, and hopes you’ll treat for the person behind you. In purchasing drinks for the next vehicle, it’s a gift that pays dividends for the future and immediate moment.

Research shows that giving to charities and helping others creates happiness in more ways than self-centered purchases could ever give. By engaging in these moments to treat, which also include a reciprocal component, there’s a shared happiness – the best kind of energy. But it takes a spark: someone needs to treat first.

That first person must pay it forward and treat for others, which takes a risk. The reciprocal, circle-like giving may never be returned; in fact, as I mentioned, that unknown portion creates the fun. If I treat first, my friends may forget or never return the favor, and that’s okay. If the cycle continues, that wonderful energy gets shared, creating a giving environment.

Taking a risk and treating for a round of drinks may not seem frugal. In reality, nearly every time I do this, my friends treat, too. People want to participate and enjoy this process. Many times, I’m not actually paying for more than one round, and the reciprocity continues throughout the night.

There’s an individualism and isolating effect to only paying for your own bill, and this creates a different dynamic. The alternative is not only equally frugal, it pays dividends psychologically. By the end of the night, we are more connected, energetic, and positive than we ever could’ve been by simply treating for our own drinks.

The question that remains is how you can incorporate this joy of reciprocity into your everyday life. What moments can you reach out to help, treat, and/or offer something to others? What times can you do these things, without any expectation for reciprocity – just letting it naturally occur? What holds you back from doing it more often?

Use your free-time/weekends to enjoy those you care about and make room to share. The energy and positivity that this reciprocity contains can help boost your stamina to be frugal. You need that fuel for a frugal week ahead!

Filed Under: Save Money Tagged With: drinks, drive-thru, energy, fun, going out, Happiness, joy, Save Money, sharing, Starbucks

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