Frugaling

Save more, live well, give generously

  • Home
  • Start Here
  • Popular
    • Archives
  • Recommended
  • Contact
  • Save Money
    • Lifestyle Downgrade
    • Save Money with Mindfulness
    • Save at Starbucks
    • Psychological Trick To Reduce Your Online Shopping
    • Best Freebies
  • Minimalism
    • 8 TED Talks To Become A Minimalist
    • We Rent This Life
    • Everything Must Go
    • Lifestyle Downgrade
    • The Purchase Paradox: Wanting, Until You Own It
    • Nothing In My Pockets
  • Social Justice
    • Destroy The 40-Hour Workweek
    • Too Poor To Protest: Income Inequality
    • The New Rich: How $250k A Year Became Middle Class
    • Hunter Gatherers vs. 21st Century Desk-sitters
  • Make Money
    • Make $10k in 10 Months
    • Monetize Your Blog
    • Side Hustle for Serious Cash
  • Loans
    • 5 Rules To Follow Before Accepting Student Loans
    • Would You Marry Me?
    • Should I Have a Credit Card If I’m In Debt?
    • $50k in Scholarships in 70 Minutes

Entering My 3rd Year Of Graduate School

By Frugaling 8 Comments

Share This:

Target Semester School
I really liked these pillows (Target calls them “Poufs”). Not buying one at $45 — that’s for sure!

As the upcoming academic semester approaches (now two days away), I can’t help but notice how much worse my body feels. Nervousness affects me in atypical ways — mostly subconscious and physiological. But it’s this same undercurrent of stress that can sometimes lead to outsized spending. I need to be careful during these periods.

Yesterday, I saw sweaty, dew-soaked windows of the frozen food aisle and thought, “This is a perfect reflection of my toiling stomach.” I was a young whippersnapper when I first realized I had lactose intolerance. Then there were strange “allergies,” the removal of certain food groups, and tests to see what was wrong with me.

The best answer that doctors ever gave me was that I have Irritable Bowel Syndrome (IBS). This cantankerous medical condition wreaks havoc on my insides. I can feel food traveling through my system and doing battle with my intestines — harmony be damned. At the beginning and end of every semester, I have horrific flare-ups.

Like Drake’s recent single, life goes from 0 to 100 real quick when the semester starts. The world seems to enter hyperdrive, and I begin to notice significant changes:

  • I spend less time in the mirror (good).
  • I don’t floss as often (bad).
  • My hair gets crazier (take it or leave it).
  • I drink more coffee (probably exacerbating the hyper feeling).
  • I pack lunches (good).
  • I’m surrounded by people all the time (as an ambivert, a pleasure and challenge).
  • Procrastination increases, as academic projects feel less important when compared to working with clients (ambivalent).
  • I’m distracted by due dates (bad).

This semester will be the busiest schedule of my life, and I must trek all over the city to make it happen. I’ll be on the westside to eastside to southside of the city almost every day — and all by bike. The responsibilities and hours won’t cease for the next 3.5 months.

At the beginning of every year I panic, apply to/fantasize about other jobs, and think about whether I can handle it. My insides erupt and argue with me; screaming, “not again.” Despite these physical, emotional, and psychological challenges to come, life has never been more full.

I’m lucky to have incredible friends around me. They give me a positive energy and purpose. Likewise, I have this website, which is a wonderful distraction. I love being able to write to you all, save money together, and share our successes and failures. I paid off all my debt this year, and completely revamped my financial life. The stress of debt is no longer!

Graduate school is a challenge — every day — and I wouldn’t change it for the world.

Good luck to all of you who are headed back to school!

Share the wealth:

  • Click to share on Facebook (Opens in new window)
  • Click to share on Twitter (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
  • Click to share on LinkedIn (Opens in new window)
  • Click to share on Reddit (Opens in new window)
  • More
  • Click to share on Pocket (Opens in new window)
  • Click to share on Tumblr (Opens in new window)

Related

Filed Under: Save Money Tagged With: Academic, bike, graduate school, Job, Life, school, Semester, Stress, Work

Comments

  1. Mrs. Frugalwoods says

    August 23, 2014 at 9:37 pm

    Oh my, you’re describing me in grad school–IBS and all! I’ve got to say, I’m a far less stressed person now that I’m done with school (forever I daresay). I’m sending you good vibes for a peaceful start to school. Also, I’d never heard of “ambivert” before. I just researched it and, I think I’m one! Whole new outlook on my personality… 🙂

    Reply
  2. Emily @ evolvingPF says

    August 24, 2014 at 6:09 am

    I think the only way I notice the beginning of the school year these days is the sudden uptick of college-aged people present on campus, as opposed to the K-12ers we have running around during the summer… I guess that was starting in my fourth year, when I had finished taking and TAing all my classes. Will you always have a change in activity and therefore all this stress at the beginning and end of the semester?

    Reply
  3. Al | Saving the Crumbs says

    August 24, 2014 at 11:49 am

    My graduate program didn’t have a summer break. It was three semesters: Fall, Winter/Spring, Summer straight through for two years (with a short break of a few weeks in between each). I guess the bright side of this was that I was spared the jarring back-to-school transition each summer. Best wishes on starting school again!

    Reply
  4. debt debs says

    August 24, 2014 at 7:54 pm

    Sorry to hear about the IBS. My sister has ulcerative colitis so I know a bit about the complications. Good luck with your school year!

    Reply
  5. "she said" ~ frugalvoices.com says

    August 25, 2014 at 7:26 am

    I’ve had tummy troubles (IBS, gastritis, etc.) and TMJ for many years now. Every time I’ve had these problems, doctors have always said that caffeine was the culprit. So I’d stop doing soda, coffee, chocolate, etc. It would take about a year and a half, I’d be totally healed, I’d go back to caffeine, and be fine for a few years. Then it would start all over again. I’m off caffeine now and I pray I will never fall off the wagon again. Just a heads up. I know it’s difficult to stop, but your body and mind will thank you (once the withdrawal is over, which can take up to 3 weeks. Tylenol helps.).

    Reply
  6. thebrokeandbeautifullife says

    August 26, 2014 at 6:48 am

    3rd year? How many more?

    Reply
    • Sam Lustgarten says

      August 26, 2014 at 7:59 am

      Got another two years in Iowa and then a year at an internship site of my (relative) choosing! 🙂

      Reply
  7. Syed says

    August 27, 2014 at 12:00 am

    Hard to believe I’ve already been out of grad school for 5 years, but I remember thinking that all my problems will be solved once I graduate and leave school behind. Quickly did I find that wasn’t the case! Every chapter in life brings new challenges, and I wish you the best of luck in your new chapter.

    Reply

Join the Conversation: Cancel reply

Follow

  • Facebook
  • Google+
  • Pinterest
  • RSS
  • Twitter

Subscribe

Best Of

  • Is Frozen Juice Cheaper?
    Is Frozen Juice Cheaper?
  • 8 TED Talks That Will Inspire You To Become A Minimalist
    8 TED Talks That Will Inspire You To Become A Minimalist
  • Was Albert Einstein A Minimalist?
    Was Albert Einstein A Minimalist?
  • The Frugal Guide To Buying A Used Car
    The Frugal Guide To Buying A Used Car
  • My Low-Income Lifestyle
    My Low-Income Lifestyle
  • Destroy The 40-Hour Workweek
    Destroy The 40-Hour Workweek

Recent Posts

  • Débuter en photographie sans se ruiner
  • How to Eat Healthy on a Budget
  • How To Live Stream Your Art
  • 5 Fun Summer Activities on a Budget
  • How to Pay Off Medical Debt

Search

Archives

  • August 2025 (1)
  • June 2023 (1)
  • May 2023 (2)
  • January 2023 (1)
  • March 2022 (3)
  • February 2022 (2)
  • November 2021 (1)
  • October 2021 (2)
  • August 2021 (4)
  • July 2021 (5)
  • June 2021 (3)
  • May 2021 (2)
  • January 2021 (2)
  • December 2020 (2)
  • October 2020 (2)
  • September 2020 (1)
  • August 2020 (3)
  • June 2020 (1)
  • May 2020 (2)
  • April 2020 (1)
  • February 2020 (2)
  • January 2020 (1)
  • December 2019 (1)
  • November 2019 (5)
  • September 2019 (4)
  • August 2019 (1)
  • June 2019 (1)
  • May 2019 (1)
  • April 2019 (1)
  • March 2019 (3)
  • February 2019 (1)
  • January 2019 (3)
  • December 2018 (1)
  • September 2018 (2)
  • July 2018 (1)
  • June 2018 (2)
  • May 2018 (1)
  • April 2018 (5)
  • March 2018 (6)
  • February 2018 (4)
  • January 2018 (1)
  • December 2017 (10)
  • November 2017 (3)
  • July 2017 (2)
  • June 2017 (5)
  • May 2017 (2)
  • April 2017 (8)
  • March 2017 (4)
  • February 2017 (3)
  • January 2017 (2)
  • December 2016 (2)
  • November 2016 (4)
  • October 2016 (2)
  • September 2016 (1)
  • August 2016 (4)
  • July 2016 (1)
  • June 2016 (3)
  • May 2016 (3)
  • April 2016 (4)
  • March 2016 (5)
  • February 2016 (2)
  • January 2016 (2)
  • December 2015 (3)
  • November 2015 (5)
  • October 2015 (5)
  • September 2015 (4)
  • August 2015 (6)
  • July 2015 (8)
  • June 2015 (6)
  • May 2015 (14)
  • April 2015 (14)
  • March 2015 (13)
  • February 2015 (12)
  • January 2015 (15)
  • December 2014 (10)
  • November 2014 (5)
  • October 2014 (6)
  • September 2014 (7)
  • August 2014 (12)
  • July 2014 (11)
  • June 2014 (12)
  • May 2014 (16)
  • April 2014 (13)
  • March 2014 (13)
  • February 2014 (9)
  • January 2014 (20)
  • December 2013 (9)
  • November 2013 (18)
  • October 2013 (15)
  • September 2013 (11)
  • August 2013 (11)
  • July 2013 (27)
  • June 2013 (18)
  • May 2013 (16)

Best Of

  • Is Frozen Juice Cheaper?
  • 8 TED Talks That Will Inspire You To Become A Minimalist
  • Was Albert Einstein A Minimalist?

Recent Posts

  • Débuter en photographie sans se ruiner
  • How to Eat Healthy on a Budget
  • How To Live Stream Your Art

Follow

  • Facebook
  • Google+
  • RSS
  • Twitter

Copyright © 2026 · Modern Studio Pro Theme on Genesis Framework · WordPress · Log in