ebook Archives - Frugaling

Are you familiar with class action rebates? They can be pretty straightforward and an often forgotten way to get some extra cash. A couple weeks ago I received an email from Amazon.com saying that I had received money from a settlement. The lawsuit involved eBooks and something about unfair pricing tactics that impacted the ultimate cost to consumers. I’m surprised it didn’t get caught in my spam blocker, as the email seemed to be a poor phishing attempt for my details.

To my surprise, it was real. If you purchased an eBook during the dates involved in the settlement, you should’ve received some amount of credit to your account. I saw people tweeting that they received anywhere from $1 to $60.

What caught me off guard was that I had no idea about the lawsuit — or the settlement. Honestly, I still don’t know much about the lawsuit’s fineprint or why my account was credited for eBook purchases. Regardless, I received a little infusion of $6.82. I’ll take it!

Class action lawsuits are sometimes frivolous and hurt productivity at top companies. But frequently they protect consumers, and correct wrongs. There’s an entire world of class action lawsuits that gets distributed to shareholders, car owners, household products; really, anything under the sun. You’ve probably received a letter from a law firm explaining that they were given your information and are now filing a class-action lawsuit. Most of the time, if a settlement is reached, you get a couple dollars.

But sometimes you don’t hear about them. For instance, if you go to your grocery store and buy Neutrogena moisturizer, the manufacturer doesn’t know you — individually — made that purchase. The only way for you to receive compensation is to submit your claim. Few companies have an interest in letting you know that an offer has been made. It’s a lot more work for them, when they have to payout all these checks and fulfill the full settlement.

To be a critical and informed consumer, there are various sites that can help. Over the last few months I learned about one that specializes in collecting class-action lawsuits. My favorite is called Class Action Rebates, and it’s free! When you go to the website, it explains three key steps to received settlement claims.

First, find products you purchased. Most products don’t even need a receipt; albeit, falsifying product purchases is a fast way to land in jail. If you kept the old receipts and documentation, you can often receive more.

Second, fill out an online claim form. Class Action Rebates tells you how long a form should take to fill out. Got five minutes? I guarantee you can fill one rebate form.

Third, wait an obscenely long period of time for a check in the mail. Most take about 6-8 weeks, but I’ve had surprise checks hit my mailbox about 2-3 months after submitting a claim.

That’s it. Once you’ve completed those three steps, you’ll be on your way to making money off companies that wronged you! You can find anything car problems, vitamins, batteries, and more. Pretty much anything in supermarkets is fair game. Both as a way to save and make money, filing class action lawsuit claims are exceptionally important.

While I’m not suddenly a millionaire, the money earned from the settlements probably totals more than $100. As I work to pay off my student loans, every little bit counts. Find out more about how it works on Class Action Rebates’ website.

Amazon Kindle Broken Photo Ereader — My Amazon Kindle is broken…

From drooling wimp to reading aficionado

I don’t think I read one required book cover-to-cover in all of high school (sorry, teachers!). I didn’t enjoy reading, much to my mom’s dismay. Spark and Cliff notes eliminated the “need” to dig through the deeper meanings with tomes like Homer’s The Odyssey. I skated through high school, inspired by my brief overviews and a charismatic charm that filled in the missing plot gaps. It mostly worked.

In college, reading for enjoyment actually clicked. My grades improved and I found extra time to catch up on what I had missed. There was a simple equation: Read more to write better. Suddenly this drool-inducing, boredom-ensuing activity became relaxing and rewarding. I saw the value of it all.

A 21st century device for an age-old pastime

The transition from book avoider to avid reader was cemented by the purchase of an Amazon Kindle in college. As a nerd, geek, and all-around techie, the Kindle was the perfect blend of generations – reading power in the 21st century. When the slimmer, sleeker 3rd generation device launched, I purchased one immediately. It’s been with me ever since.

From Costa Rica to New York City, it was always with me. I chucked it onto the kitchen table, stuffed it into my backpack, and spilled a glass of orange juice into the keys. Frankly, I treated it like another paper-based book. Despite my harassment, the Kindle followed suit and kept up with my travels. Now, around four years of age (about 40 in tech years), I regret to inform you that it’s died.

When I got to school today, it refused to turn on. I followed a number of troubleshooting guides, too – no luck. There was nothing I could do, as the screen simply wouldn’t wake up or change pictures.

This shouldn’t be my gut reaction…

You might wonder why I’m writing about an inanimate object, when I aspire and espouse for a minimalist and anti-materialist lifestyle. Thanks for keeping me honest, readers! The real reason is that the loss of one object often begets a question: What’s next?

What should I get? What will be a frugal upgrade? Should I even buy another? How about a tablet, instead? What’s my price range?

Despite the eulogy, it’s felt more like an inconvenience on the way to an upgrade – another lifestyle inflation. The rapid replaceability swept the feelings of loss quickly under the rug. As I work to right my budgetary problems, this seems like room for error. The immediate reaction to buy another something – better and possibly more expensive – speaks to a disrespect for the exchange of money.

In the past, my gut reaction would be to purchase that next new device. Instead, I’m going to wait and make a frugal, informed decision that feeds my desire to read and fuels my budget. That is what’s next for me.

When you break something, what’s your gut reaction? Have you ever immediately purchased a new item to replace the broken? Or, do you take time before buying another?