Frugaling

Save more, live well, give generously

  • Home
  • Start Here
  • Popular
    • Archives
  • Recommended
  • Contact
  • Save Money
    • Lifestyle Downgrade
    • Save Money with Mindfulness
    • Save at Starbucks
    • Psychological Trick To Reduce Your Online Shopping
    • Best Freebies
  • Minimalism
    • 8 TED Talks To Become A Minimalist
    • We Rent This Life
    • Everything Must Go
    • Lifestyle Downgrade
    • The Purchase Paradox: Wanting, Until You Own It
    • Nothing In My Pockets
  • Social Justice
    • Destroy The 40-Hour Workweek
    • Too Poor To Protest: Income Inequality
    • The New Rich: How $250k A Year Became Middle Class
    • Hunter Gatherers vs. 21st Century Desk-sitters
  • Make Money
    • Make $10k in 10 Months
    • Monetize Your Blog
    • Side Hustle for Serious Cash
  • Loans
    • 5 Rules To Follow Before Accepting Student Loans
    • Would You Marry Me?
    • Should I Have a Credit Card If I’m In Debt?
    • $50k in Scholarships in 70 Minutes

Financial Strength Through Unity

By Frugaling 9 Comments

Share This:

Union Strikers
Photo: Kheel Center/Flickr

We get paid to go to school?!

I had this misconception about graduate school. See, I thought that when I worked for the university, added to the research landscape, and taught undergraduate courses, my own tuition and student fees would be paid. Even when I entered the University of Iowa for graduate school, I didn’t completely understand the financial obligations that are placed on students.

My first year as an instructor and employee of the university, I was quarter-time. That meant I would get 25% of a salaried employee (just over $10,000 per year). Additionally, because of my graduate student status, I’d receive a “tuition waiver.” This benefit sealed the deal and made graduate school sort of “affordable.”

Across the graduate colleges at the university, the majority of students received a 100% tuition waiver. Inexplicably, my college didn’t receive that benefit. That meant that around $2,000 per year of my tuition would come from the “paychecks.” To make matters worse, student fees cost about $2,400 per year.

If you’re doing the math with me, that means that I was getting paid in my first year of being a graduate student: about $10,000 minus $2,000 for tuition and $2,400 for student fees. It equaled roughly $5,600. Now, that quarter-time salary was decimated. Money for rent, food, and regular budgetary expenses disappeared. I had to take out loans to live.

Aren’t we trying to “better” ourselves?

As the years passed, I was afforded more opportunities and a semi-living wage. I was able to pay off my debt with my side income and stay away from student loans through a better “paycheck.” But the tuition waiver gap and student fees meant that I still paid much of it back to the school.

Those pursuing higher educations and degrees for more competitive employment should be commended. Unfortunately, our society and system doesn’t necessarily allow for all those to succeed.

Considering the cost of a graduate degree and the years of minimized/lost wages, it is an expensive proposition. Inherently, that means that only a select class of privileged individuals are more able to pursue this education. The consequences of pursuing a graduate degree without funding and few assets can be horrific, and lead to massive student loans.

That’s why students sometimes need to collectively bargain, unionize, and ask for better treatment.

Hope for a more respectful future

Last week, the union for graduate students at the University of Iowa accomplished something amazing. After months of consternation, threats to the tuition waivers, and proposed student fee increases from higher ups, the union demanded respect. They wouldn’t budge.

They asked for a 100% student fee waiver. While they didn’t receive that, the bargain was a 25% student fee cut for those on assistantships (working for the university).

They asked for a real 100% tuition waiver for all graduate students across the colleges. And they received that! Now, certain colleges within the university system that charged more tuition will be equalized.

Additionally, the union lobbied to provide better health coverage for transgender individuals, single-parent households, and much more. It was a moment of hope — of acceptance for diverse populations and classes.

And just like that, I received a nearly $3,000 raise! Without the union, I would still be bitterly explaining — to everyone who’ll listen — that my $22,000 ($18,000 after taxes) salary doesn’t actually equal what I take home.

The importance of collective goals

Unions have been villainized recently. Take Governor Tim Pawlenty of Minnesota, who said, “In many cases, [unions] exploit and abuse the taxpayers.” These disparaging remarks undercut the importance of unions for actors, on-air talent, auto-workers, politicians, teachers, students, professors, and countless others.

Historically, collective bargaining and unionization helped employee wages, voting rights, and improved safety in some of the most dangerous industries. Businesses weren’t interested in helping workers, and they didn’t have incentives to change.

When workers came together, worked towards similar goals, and collectivized, employers listened. If history repeats itself, then we ought to reflect on this lesson. Change and respect for students and others across the world will come from the bottom-up — not the top-down.

Share the wealth:

  • Click to share on Facebook (Opens in new window)
  • Click to share on Twitter (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
  • Click to share on LinkedIn (Opens in new window)
  • Click to share on Reddit (Opens in new window)
  • More
  • Click to share on Pocket (Opens in new window)
  • Click to share on Tumblr (Opens in new window)

Related

Filed Under: Make Money Tagged With: college, employees, graduate school, higher education, Salary, Students, taxes, unions, university

Comments

  1. thesingledollar says

    February 25, 2015 at 7:56 am

    Excellent

    Reply
  2. thesingledollar says

    February 25, 2015 at 7:58 am

    I hit enter a bit too soon there 🙂 Excellent! I have my PhD from a private university — hence no union — but I am so happy to hear of this success. May there be more. It is ridiculous how universities pretend these aren’t jobs and don’t need to receive living wages/benefits. And the payback in fees is infuriating (along with the ridiculous tuition waiver gap — come ON. Talk about nickel and diming too because I can’t imagine the incoming $2000s mean much to the overall school budget.) Congratulations, and onwards.

    Reply
    • Sam Lustgarten says

      February 25, 2015 at 10:38 am

      Thanks so much for the encouragement. It’s a tough negotiating process, but glad to be actually paid for the work I do. 🙂

      Reply
  3. Dawn says

    February 25, 2015 at 10:10 am

    My daughter was awarded an under grad Abigail Adams scholarship, meaning 100% tuition paid to an in state school. That was when we found out the difference between tuition and fees. Our instate school tuition is 1/4 of the fees tacked on. She ended up going into motherhood instead but I was angry at how misleading that scholarship was!
    That is so awesome y’all were able to collectively demand better. I would have thought you would have free expenses at the school(minus room and board of course) plus being paid a living wage. Teaching and learning at the same time are hard, rewarding but hard. You deserve it!

    Reply
    • Sam Lustgarten says

      February 25, 2015 at 10:41 am

      Dawn,

      I really appreciate your understanding. The example you bring up is too unfortunate. Fees are no laughing matter, and can add up very quickly.

      Thanks for your comment,
      Sam

      Reply
  4. LizzyIngalls says

    February 26, 2015 at 5:56 am

    Congratulations!

    It is hard to believe that in these days of stagnant wages and increasing economic inequality, so many people think unions are no longer necessary.

    Reply
    • femmefrugality says

      February 26, 2015 at 6:36 pm

      I agree. Across so many industries they continue to bring higher wages and better benefits. You do pay a cost (dues, sometimes pension payments with, let’s be honest, no guarantee of pay out,) but so many times those benefits outweigh the costs.

      Reply
  5. Christian says

    February 26, 2015 at 7:32 pm

    I heard about the student fee decrease, but is it true that we won’t have to pay tuition at all anymore (with an assistantship, of course)?!

    Reply
    • Sam Lustgarten says

      February 26, 2015 at 7:45 pm

      Christian,

      From my understanding, the College of Education was the only one in the University of Iowa system that was not completely covered. Now, after COGS work, I believe that gap will disappear after this academic year!!!

      Thanks for reading!
      Sam

      Reply

Join the Conversation: Cancel reply

Follow

  • Facebook
  • Google+
  • Pinterest
  • RSS
  • Twitter

Subscribe

Best Of

  • 8 TED Talks That Will Inspire You To Become A Minimalist
    8 TED Talks That Will Inspire You To Become A Minimalist
  • Be Your Own Brand Ambassador, Not Someone Else's
    Be Your Own Brand Ambassador, Not Someone Else's
  • The New Rich: How $250k A Year Became Middle Class
    The New Rich: How $250k A Year Became Middle Class
  • Minimalism: Nothing In My Pockets
    Minimalism: Nothing In My Pockets
  • 3 Vital Decisions for Financial Fitness
    3 Vital Decisions for Financial Fitness
  • I have $37,718.68 in debt. Would you marry me?
    I have $37,718.68 in debt. Would you marry me?

Recent Posts

  • Débuter en photographie sans se ruiner
  • How to Eat Healthy on a Budget
  • How To Live Stream Your Art
  • 5 Fun Summer Activities on a Budget
  • How to Pay Off Medical Debt

Search

Archives

  • August 2025 (1)
  • June 2023 (1)
  • May 2023 (2)
  • January 2023 (1)
  • March 2022 (3)
  • February 2022 (2)
  • November 2021 (1)
  • October 2021 (2)
  • August 2021 (4)
  • July 2021 (5)
  • June 2021 (3)
  • May 2021 (2)
  • January 2021 (2)
  • December 2020 (2)
  • October 2020 (2)
  • September 2020 (1)
  • August 2020 (3)
  • June 2020 (1)
  • May 2020 (2)
  • April 2020 (1)
  • February 2020 (2)
  • January 2020 (1)
  • December 2019 (1)
  • November 2019 (5)
  • September 2019 (4)
  • August 2019 (1)
  • June 2019 (1)
  • May 2019 (1)
  • April 2019 (1)
  • March 2019 (3)
  • February 2019 (1)
  • January 2019 (3)
  • December 2018 (1)
  • September 2018 (2)
  • July 2018 (1)
  • June 2018 (2)
  • May 2018 (1)
  • April 2018 (5)
  • March 2018 (6)
  • February 2018 (4)
  • January 2018 (1)
  • December 2017 (10)
  • November 2017 (3)
  • July 2017 (2)
  • June 2017 (5)
  • May 2017 (2)
  • April 2017 (8)
  • March 2017 (4)
  • February 2017 (3)
  • January 2017 (2)
  • December 2016 (2)
  • November 2016 (4)
  • October 2016 (2)
  • September 2016 (1)
  • August 2016 (4)
  • July 2016 (1)
  • June 2016 (3)
  • May 2016 (3)
  • April 2016 (4)
  • March 2016 (5)
  • February 2016 (2)
  • January 2016 (2)
  • December 2015 (3)
  • November 2015 (5)
  • October 2015 (5)
  • September 2015 (4)
  • August 2015 (6)
  • July 2015 (8)
  • June 2015 (6)
  • May 2015 (14)
  • April 2015 (14)
  • March 2015 (13)
  • February 2015 (12)
  • January 2015 (15)
  • December 2014 (10)
  • November 2014 (5)
  • October 2014 (6)
  • September 2014 (7)
  • August 2014 (12)
  • July 2014 (11)
  • June 2014 (12)
  • May 2014 (16)
  • April 2014 (13)
  • March 2014 (13)
  • February 2014 (9)
  • January 2014 (20)
  • December 2013 (9)
  • November 2013 (18)
  • October 2013 (15)
  • September 2013 (11)
  • August 2013 (11)
  • July 2013 (27)
  • June 2013 (18)
  • May 2013 (16)

Best Of

  • 8 TED Talks That Will Inspire You To Become A Minimalist
  • Be Your Own Brand Ambassador, Not Someone Else's
  • Contact

Recent Posts

  • Débuter en photographie sans se ruiner
  • How to Eat Healthy on a Budget
  • How To Live Stream Your Art

Follow

  • Facebook
  • Google+
  • RSS
  • Twitter

Copyright © 2025 · Modern Studio Pro Theme on Genesis Framework · WordPress · Log in