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Healthy And Frugal? Hello, Food Co-Op!

By Frugaling 9 Comments

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Food Co-Op Out of Bike Wheels

There are moments in my life where I feel like I’m living in a film. The trees shine greener. Light flickers and casts friendly shadows. It’s cinematic, as if somewhat set up this scene — just for me, us. These moments hit me when I find a simple solitude. Sometimes it’s just a great song. By reducing my possessions, selling my car, buying a bike, and focusing on what’s important, I’ve begun to feel it more often. But there’s one piece that lags behind: my diet and eating habits.

The weakest point for the longest time has been eating out. Generally, it’s expensive, unhealthy, and wasteful. Not a great combination, but a great treat every now and then. Unfortunately, I struggle to make it occasional.

This is all despite watching countless documentaries (i.e., Fed Up, Food Inc, Super Size Me, A Place At The Table) about problems with industrial farming, agriculture, and the various health consequences of our fast eating habits. While I’ve never really had weight problems, my body definitely feels worse depending on what I eat. And more than that, I want to find a frugal way to shop that’s healthy for me, the environment, and the employees of said company.

That inspired me to turn to my local food cooperative (co-op). Co-ops are totally different from most of our capitalistic system. Most of the time, businesses exist to make the owners and shareholders exorbitant amounts of money. But co-ops exist — most of the time — to support the “members” and “consumers” instead. This shift of interests is reflected in pricing, staffing, and profits. As you might imagine, co-ops grew out of the 60s/70s and have a social bent.

Co-ops are present at many credit unions, where members are the shareholders, and even the popular outdoor/adventure company, REI. Sometimes, they pay special dividends at the end of the year to their members, too!

A little over two years ago I moved to Iowa City, Iowa for graduate school. I was in a bit of a food desert. The closest place was a little, local grocery store called New Pioneer. I didn’t understand it, and every time I went shopping there I paid a 5% surcharge on every purchase because I wasn’t a member. When I asked about membership, they told me it cost $60. Spending that amount of money from my budget — not even on food — was troubling. I was hesitant to drop $60 on a piece of paper that called me a member, and wondered why this was any different from Costco (where you have an annual membership due).

Just Coffee Co-Op Company
Just Coffee is a cooperative company that pays growers, roasters, and employees a living wage.

For starters, New Pioneer is a cooperative grocery store, where I receive a dividend check every year they make profits. I get to support a group of people that have more respect for their employees. As for my health, the foods are generally without artificial colors, flavoring, and creepy ingredients that are part of our massive industrial agricultural complex.

Since I sold my car, every time I bike over to the co-op I’m saving gas money and being easier on the environment – it’s a breeze. I load up my backpack with groceries, which are simple, healthy, and natural. Take a peek inside and you’ll find salads, fruits, eggs, pasta, coffee, and rice. They’re ingredients that suit me, my stomach, and are friendly to the world.

With my backpack full, riding home by bike is invigorating. I’ve minimized my impact. But then I think about my budget: can it handle shopping for organic and/or natural foods?

Well, that’s the exciting part about minimalism and my budget! I’m now saving $300 more per month by not having a car, and the food — simple as it is — doesn’t actually cost much at all. That’s what I call a win-win.

Have you thought about joining a food co-op or shopping at a local farmers’ market?

Filed Under: Save Money Tagged With: co-op, collective, cooperative, diet, eating, Food, healthy, new pi, New Pioneer, REI, sharing, Shopping, socialist

I Visited The Mall Of America And Only Bought A Coffee

By Frugaling 16 Comments

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Mall of America Consumption Junction
Photo: Cliff/flickr

About a month ago I decided to tag along with a good friend of mine to Minneapolis, Minnesota. Despite traveling through much of America, I’d never been to the land o’ lakes. It was time, and the price was right: free. My friend was going up there anyways and the passenger seat was empty.

I hemmed and hawed, thinking about my budget. In recent months I’ve become a bit mad about saving money. Heck, I’ve come undone by a mere $4 book that I avoided! But that militancy towards my budget has largely paid off. My savings has quickly ballooned.

Nonetheless, I couldn’t pass up this opportunity to join in the fun and meet some new people. The drive, about five hours from Iowa City, Iowa to Minneapolis, Minnesota, is through some of the more fertile land in America. This is truly where our food comes from. Always a suburb or city-boy at heart, I quickly displayed my naivete when I incorrectly labeled corn stalks as, “ahhh, look at that, they’re growing soybeans!” Yeah, I was out of my element.

When we finally closed in on the Minneapolis/St. Paul area, I was pumped to be in this new city. Whenever I’m out of my home cities, I feel a powerful urge to be both anxious and excited — all at once. That rush was endless, as around every corner there was something new and different about the Twin Cities. I loved it!

Along the way, my friend said, “Is there anything you want to do in particular? Is there anything you really want to see?” With a wistful, targetless attitude, I suggested that I was open to anything, but had no idea where to go next. That’s when he said, “How about we check out the Mall of America?”

Instantly, this rush of excitement filled me. Think about all of the numerous shops and stores and restaurants! The Mall of America was founded in 1992 and has about 7,900,000 square feet of space, which is spread out between a shocking number of floors and land. Walking into this place, it’s like an amusement park; in fact, there’s one built-in to the mall!

I soon turned to my friend and said the most obvious thing I could think of, “This place is just made for people to consume and buy more stuff.” Clouded and in shock, I decided to walk into a coffee shop and imbibe a small one. The two of us, propped onto some cushy couches and people watched.

There were women barely wearing anything — bursting out of their skintight clothing. There were families battling for the next choice in destination. There were young people and old.

Finally, we decided it was time to go. As we made our departure, a family asked nearby shoppers to take a picture of them. They had one child in their stroller, who was saddled with bags upon bags of new clothing. In the middle of taking another picture — curiously positioned in front of an elevator — the child fell backwards, as the weight of the bags outweighed the young one.

Mall of America Coffee ConsumptionI turned to my friend and couldn’t help laughing aloud. Here we were in consumption central, and someone had loaded this stroller so full of products that the child was no longer safe. Somehow it spoke to me. Why are we buying like this when we know that the environment is suffering and the total U.S. consumer debt stands at a whopping $11.4 trillion? The family, curiously, just propped the kid back up in the stroller and resumed the photos — bags still weighing down the stroller. They certainly put new meaning to the cliche, “Shop till you drop.”

Now, as Minneapolis develops a light rail system to and from the airport and city, those on an airport layover needn’t see the metropolis. Instead, you can just hop on the public transportation directly to the Mall and buy endlessly. You don’t even need to see the local culture!

Like surviving a crazy amusement ride, I feel like I need a t-shirt that says, “I went to the Mall of America and all I bought was a coffee.”

Filed Under: Save Money Tagged With: Coffee, Consume, Consumption, Mall of America, Malls, Shopping, Travel

Entering My 3rd Year Of Graduate School

By Frugaling 8 Comments

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Target Semester School
I really liked these pillows (Target calls them “Poufs”). Not buying one at $45 — that’s for sure!

As the upcoming academic semester approaches (now two days away), I can’t help but notice how much worse my body feels. Nervousness affects me in atypical ways — mostly subconscious and physiological. But it’s this same undercurrent of stress that can sometimes lead to outsized spending. I need to be careful during these periods.

Yesterday, I saw sweaty, dew-soaked windows of the frozen food aisle and thought, “This is a perfect reflection of my toiling stomach.” I was a young whippersnapper when I first realized I had lactose intolerance. Then there were strange “allergies,” the removal of certain food groups, and tests to see what was wrong with me.

The best answer that doctors ever gave me was that I have Irritable Bowel Syndrome (IBS). This cantankerous medical condition wreaks havoc on my insides. I can feel food traveling through my system and doing battle with my intestines — harmony be damned. At the beginning and end of every semester, I have horrific flare-ups.

Like Drake’s recent single, life goes from 0 to 100 real quick when the semester starts. The world seems to enter hyperdrive, and I begin to notice significant changes:

  • I spend less time in the mirror (good).
  • I don’t floss as often (bad).
  • My hair gets crazier (take it or leave it).
  • I drink more coffee (probably exacerbating the hyper feeling).
  • I pack lunches (good).
  • I’m surrounded by people all the time (as an ambivert, a pleasure and challenge).
  • Procrastination increases, as academic projects feel less important when compared to working with clients (ambivalent).
  • I’m distracted by due dates (bad).

This semester will be the busiest schedule of my life, and I must trek all over the city to make it happen. I’ll be on the westside to eastside to southside of the city almost every day — and all by bike. The responsibilities and hours won’t cease for the next 3.5 months.

At the beginning of every year I panic, apply to/fantasize about other jobs, and think about whether I can handle it. My insides erupt and argue with me; screaming, “not again.” Despite these physical, emotional, and psychological challenges to come, life has never been more full.

I’m lucky to have incredible friends around me. They give me a positive energy and purpose. Likewise, I have this website, which is a wonderful distraction. I love being able to write to you all, save money together, and share our successes and failures. I paid off all my debt this year, and completely revamped my financial life. The stress of debt is no longer!

Graduate school is a challenge — every day — and I wouldn’t change it for the world.

Good luck to all of you who are headed back to school!

Filed Under: Save Money Tagged With: Academic, bike, graduate school, Job, Life, school, Semester, Stress, Work

What’s $100 Worth In Your State?

By Frugaling 14 Comments

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The Tax Foundation just released new research that shows how much $100 is worth in each state. When accounting for living expenses, purchasing power, and taxes, the organization found that your money’s value varies greatly from state to state. In fact, if you have that money in Mississippi, it’s equal to about $115.74, when compared to the national average. Or, if you live in D.C., that only equals $84.60!

The Tax Foundation Price Parity Map
Source: The Tax Foundation

How does your state compare?

Filed Under: Save Money Tagged With: Economy, money, research, spending, Study, tax, taxes, The Tax Foundation, Worth

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