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4 Charities For Thanksgiving

By Frugaling 5 Comments

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Thanksgiving Dinner
Thanksgiving dinner. Photo credit: Satya Murthy/Flickr

Thanksgiving is four days away! It’s a time for unusual abundance and tradition, with food nearly spilling off the sides of tables and soon-to-be ballooning stomachs. Yes, we Americans are fantastic at recognizing those we care about on this national holiday.

There’s a special energy around this day, as it tells us to be thankful for what we have and share with others. These are the most humble, honorable thoughts you can have, and they directly affect everyone around us. It’s kindergarten all over again — share your toys and candies. But we needn’t make this a brief aside in our otherwise short and busy lives.

This day can inspire us to act, change, and provide for those who need help most. Last year I wrote about 3 charities you should consider supporting in this day of thanks. I have a brand new list this year!

The following are 4 charities for Thanksgiving that I’ll be donating to:

1. Doctors Without Borders

A couple years ago I watched a brilliant documentary entitled Living in Emergency. This soul-crushing film captured the difficult and dangerous world of war-torn countries. And there are a select few helpers — non-violent humanitarians — that run towards these struggles and help the suffering people of these countries.

Doctors Without Borders has a history of exceptional success and medical advocacy for those most in need — internationally. They are mostly active in African states and failed nations, and I’m happy to be supporting this organization this year.

Donate here: http://www.doctorswithoutborders.org/

2. Wounded Warrior Project

I have had the fortunate opportunity to work with a deluge of veterans recently. I’m immensely honored by their service and dedication. There are various organizations and charities that provide support, but none has reached vets quite like the Wounded Warrior Project.

The WWP aims to help vets return to civilian life by approaching solutions that are both education-related and emotionally supportive. This strikes a powerful balance that’s necessary to help vets recover. We owe it to these heroes that served — regardless of the political turmoil that surrounded the decisions to put these men and women in harms way.

Donate here: http://www.woundedwarriorproject.org/

3. The Always Remember Never Surrender Endowment

About four to five years ago, I was deeply affected by suicide. A resident of mine in a college residence hall died by suicide, and I have been forever changed by this event.

To honor this man’s life and provide an outlet for suicide prevention, I created the Always Remember Never Surrender Scholarship Endowment. Now, around 4 years into fundraising and giving, the endowment has raised nearly $35,000. Each year, that money goes to undergraduate students looking to reduce stigma, create research, and/or provide services for those suffering from thoughts of suicide.

Donate here: https://advancing.colostate.edu/ARNS

4. Shelter House of Iowa City

This year I’m working in a homeless shelter for my counseling psychology doctoral degree. Before this experience, I thought I understood the “facts” about homelessness. I thought I was understanding and empathetic to the plight of those with less. But being here, seeing their faces, and hearing their stories, I’ve been activated more than ever.

We need to make more of a fuss about how we treat those with the least. We need to stand up for them and support their educations, basic shelter needs, and respect the diversity of mental health functioning within this population. Shelter House provides a wealth of services to the homeless in my community, and I’m happy to be able to donate to help them this year.

Donate here: http://www.shelterhouseiowa.org/want-to-donate/financial-contributions.aspx

Filed Under: Save Money Tagged With: Charity, donate, Giving, Holiday, scholarship, Thanksgiving

One Nation… Poor, Divided, And Unequal

By Frugaling 8 Comments

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Statue of LIberty Inequality
Photo: Statue of Liberty. Credit: Juanedc/Flickr.

We’re in economic trouble. As the deficit wages on and the country continues to spend billions of dollars on wars that make no sense to average citizens, it’s easy to say that we need austerity and tax relief. That’s what this country voted for in the mid-term elections, as a slew of new Republicans were elected to Congress. Unfortunately, that action is shortsighted and relief will not last.

The elected Republicans are responding to a warranted distrust and unease with our current administration, but this new direction could corrupt our chances of lasting economic recovery. It may sound tragic, but we need greater taxation more than ever. In these economically troubled times, we are digging ourselves deeper by talking about cuts to budgets and public programs.

About 30 years ago, President Reagan began a long series of cuts to federal agencies and public funding — ushering in the first era of big time tax cuts for the wealthiest elite. And this trend only continued. The tax breaks hurt the most disenfranchised first. Cuts to funding generally suck necessary funds from education and welfare — programs that keep clothes on children, employees healthy, and roofs over heads. These are all in high demand.

It’s no accident that as cuts to important budgets continued, income and wealth inequality skyrocketed. We now live in a new Gilded Age. The average CEO gets about 204 times the salary of traditional employees. That’s immoral and outrageous. Are they doing 204 times more work? No. Are they doing 204 times more jobs? No. Some people point to the pressures of being a leader — the taxing life that they lead. To those supporters of income inequality for upper management versus average employees, I urge you to develop some empathy for the person that is on food stamps, working full-time, and dealing with children — all on poverty-inducing wages. Isn’t that stressful, too? I think the impoverished person would gladly take on CEO-level stress to pay their bills each month, reliably feed their children, and possibly (holy crap!) take a vacation from time to time.

Walmart is a perfect, nightmarish example, where CEOs and upper management make it big, and their precious employees wear blue uniforms and need food stamps to make ends meet (even when working full-time). It’s then that those outfits look more like prison uniforms.

Even more alarming is the growing wealth inequality. The Economist recently highlighted new research from two of the leading wealth economists. What they found was shocking. There are 16,000 families — 0.01% of the population — that have an average net worth of $371 million each. Staggering hardly describes this level of “average” wealth. The research suggests that this represents 11.2% of total wealth. To be clear, 0.01% of the population has 11.2% of the total wealth! How do we accept this inequality and disparity? How do we accept this assault on true family values? How do we accept this inequality that causes massive funding gaps?

We’ve reached astonishing levels of wealth inequality — approaching records from 1916. This disparate wealth disrupts middle-class opportunities, wealth generation, and social class mobility. All opportunities are stifled for the masses, as a select few profit. Those who’ve suffered most have the least. I cannot help but reflect on our values as a country. Could this corrupt — post-Citizens United world — truly be what our Founding Fathers set out for America?

Today more than ever, we are one nation, poor, divided, and unequal.

Filed Under: Social Justice Tagged With: CEO pay, citizens united, Congress, Democrats, Income Inequality, politics, republicans, Walmart, wealth gap, wealth inequality

Do I Regret Deleting My Facebook?

By Frugaling 19 Comments

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deletefb

I joined Facebook when it was limited to college students. I remember that scary moment when the company allowed others to join (i.e., older adults and high school students). I remember when things you liked could be shared with other friends, and you could see what others were interested in. I remember when status updates were framed in third-person thoughts (“Sam is…”). It was my home away from home, and a bastion for friends and family to connect. And then, one year ago, I deleted it all.

When I joined in 2007, Facebook was a select, elite social network. Everyone I knew wanted an account. Eventually, they all got one. Where once, my friends would’ve texted or emailed to update me, they “Facebooked.” Their messages and updates became broadcasts — written on semi-public “walls.” Others could contribute and participate. Moments were shared — online.

It was a pure experience and I never really noticed advertising. There was an undercurrent of concern about Facebook’s privacy policy and habit of defaulting to public profiles. But I stayed informed and on top of it, always making my profile more private. Facebook was a safe place to share my thoughts and memorable moments.

There was that first party, first relationship, first love, and first adult vacation. All was captured and curated. Others could peruse and get to know me; albeit, in a detached, digital sense. And that feeling grew and grew, as I realized that my ballooning friend network wasn’t about friendship.

In college, I was frequently in the public eye and had built a large professional network. Facebook served as a hub for connecting with those people — a nascent LinkedIn. But I embraced the opportunity to stay in contact with important people. That networking and messaging led me to meet the Governor of Colorado a couple times and enabled me to fundraise thousands of dollars. It was wonderful.

But it was also the home of my first breakup, the next breakup, and then the few after that. Facebook showed my hurt. The site featured a fractured post-breakup silence and photo-less few months. It ebbed and flowed, as did my emotions. Facebook was stirring powerful emotions in me. Oftentimes, these weren’t positive and supportive.

I was surrounded by people I didn’t really recognize, and bombarded with more advertising than ever. Facebook, the personal social network, had become another rehashed home for brooding, breeding, and time-wasting.

Last November, I evaluated whether Facebook was still important. The things I shared were no longer liked by the people I was supposedly closest to, and that hurt. A relationship I was in was about to collapse, and I hardly wanted to share that with this disconnected, jumbled group of “friends.”

Hovering over the delete link, I contemplated life without Facebook. There were photos, videos, and status updates. But more than anything, there were moments I was saying goodbye to — exceptional and horrific.

I clicked delete, and the stream went black. Digitally done, my home away from home was burned. All those years spent networking and adding friends were gone. I felt a pain of uncertainty and unknown. Had I made a mistake?

It’s been about one year since I deleted my Facebook, and I can tell it’s been the best decision I’ve ever made. My communication mediums regressed to text messages, emails, and — gasp! — phone calls. Slowly, friends reached out and mentioned that they noticed I was no longer online. Some kept in touch and others disappeared.

Now, I have time. Instead of incessantly swiping through news feeds and liking incessantly, I read, write, and connect (in-person) more often. I’m more informed about world politics and news. I’m more concerned with helping others and making a difference. I’m not as interested in my next profile picture. I don’t care as much about taking a group photo (for others to see). I’m not as concerned about new clothing and products that’ll make me look affluent and connected.

Embarrassingly, I used to look through my photos, clicking infinitely — circling through them over and over again. Facebook held on to me — aching for me to relive my past and share every moment. There was an emotional high and low to look back on what I’ve done, where I’ve been, and who I was with. But that is largely gone. In its place is a powerful present-focus and interest in what my future holds.

Done with the ads. Done with shared walls. Done with that time-wasting.

One year down, infinite more to go.

Filed Under: Social Justice Tagged With: ads, delete, Facebook, Friends, reflection, story

The Empathy Revolution We Need: Worker-Owned, Fair Trade, And Organic Foods

By Frugaling 8 Comments

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Equal Exchange is fair trade, worker-owned, and organic food
Equal Exchange’s incredible line of coffees, teas, and more!

Organic foods are expensive!

Prices for organic ground beef are 134% greater than their non-organic alternatives. Growing organic coffee costs about 15% more over conventional methods. And there are a number of reasons why they’re so exorbitant. Organic foods are produced and purchased in smaller quantities. They tend to expire more rapidly without the use of harmful preservatives. The current supply-chain isn’t set up for organics.

For many shoppers, these reasons prevent them from supporting organic farming and foods. But this decision has widespread effects. Firstly, by ingesting pesticide-laden foods such as bell peppers and cucumbers, they can wreak havoc with your body. Secondly, there’s a farmer and/or migrant worker for every vegetable and fruit that might be exposed to the chemically-dubious pesticides. This part of the equation is often overlooked.

One research study looked at migrant workers in California who are regularly exposed to pesticides. The consequences were painful to read. For these workers, chemicals and pesticides account for over 50% of “acute illness.” Many are afflicted with awful skin disorders, and these dangerous chemicals can also cause systemic and ocular (eye) problems. Big agribusiness likely has some responsibility for our misinformation and naivete, but the person that must pick our crops suffers greatly.

When we choose non-organic certified foods, we are complicit in the maltreatment of farmers and workers — contributing to the capitalistic destruction ahead of values-based treatment of others. As someone who self-identifies as empathetic to others’ struggles, I was admittedly ignorant to this part of the puzzle until watching the preceding clip. Remarkably, while I understood the consequence on my own body, I didn’t realize how my purchase affected others.

Frugality isn’t synonymous with selfishness

When I first started my frugal journey, I looked for any way to save money. Shopping at Walmart and Target made a lot of sense. These stores buy massive amounts of product, warehouse it, and negotiate the lowest prices possible with their suppliers. With low margins, shoppers at these stores benefit from “Always Low Prices.” But this marketing mayhem is a trick. We are hurting ourselves with pesticides and preservatives, while hurting our fellow humans that must come into contact with these chemicals (not to mention the horrific, food-stamp-needing wages).

There’s a powerful alternative, and opportunity to break out of this system. It requires two key variables when purchasing food: fair trade and organic certification. Each of these titles protects farmers, workers, and the health of those that come into contact with the product. By utilizing each, we can have a friendly society for all.

Equal Exchange Fairly Traded Logo
Equal Exchange is the leading fair trade, organic, and worker-owned company

We need a revolution, as it’s hurting everyone involved. Fortunately, there’s one company that’s trying to change the entire system: Equal Exchange. They’re leaders in producing fair trade, organic, and worker-owned products.

The empathy revolution we need

Equal Exchange was started by a couple founders that envisioned a friendlier system, and began buying fair trade coffee in 1986. They’ve grown from coffee to tea, chocolates, and more. Their methods support democratically run farms and co-operatives (“co-ops”). Simply put, employees are given respect and rights. They are allowed to vote in important company policies and can receive more profit revenue.

Everything about this counters big business models such as Walmart. “Big Blue” pressures producers with ever decreasing prices and threaten them to deliver despite diminishing revenue. If you grow bell peppers, you’ll be competing with Walmart’s massive supply chain, which forces you to find the cheapest possible way to grow as much as you can. This can encourage nasty practices using cheap and/or illegal farm labor, while splashing boatloads of pesticides over your crops. The entire model is corrupt and toxic.

I’m not sure that being environmentally friendly, respectful to workers, and fair to everyone involved is taught in business school — it goes against the current economic model. The zeitgeist is aimed towards profits and revenue — not health, morality, and respect. Our invisible hand doesn’t account for these important latter points. Equal Exchange’s concept of business includes an important variable: empathy. Isn’t that a crazy idea?!

Yeah, but how does organic, fair trade food taste?

Equal Exchange Milk Chocolate Crisp Bar

Halloween just came and went. If you went trick-or-treating, you probably noticed a gluttonous amount of Hershey’s and Mars candies. Most all the chocolates are made with milk, sugar, and artificial flavors (e.g., engineered vanillin). Most of the candies made by major producers use artificial colors and flavors to fill in the flavor gap. The imperfections are masked.

So, I created a little taste test for myself. I lined up a Snickers bar and one of Equal Exchange’s Milk Chocolate Crisp bars. I bit into the Snickers, and got that heightened rush of sugar and peanuts. Then, I unwrapped the Equal Exchange bar and was blown away. This organic, fair trade chocolate bar was fantastic! There was a distinct cacao taste and liquor mix that was rich, vibrant, and unique. This wasn’t your average Hershey’s bar. Yum!

Then there’s the price question. The Snickers bar (outside of Halloween season) regularly costs about $1.25-1.50. Meanwhile, Equal Exchange’s Milk Chocolate bar costs about $1.59. Do the math: for about a quarter more, you can respect small farmers, their workers, the land, and your body. That’s an incredible value.

The system is broken, but we can work to change it

Every purchase and consumer-based decision we make has tremendous effects on the world around us. The current system discounts everyone involved — workers, ourselves, and the environment. We need an empathy revolution, because what goes around comes around.

While organic and fair trade foods may be too expensive for houses in large amounts of credit and/or student loan debt, I’d encourage those who aim to live a frugal life to consider better alternatives. We all deserve it.

Check out some of Equal Exchange’s products on Amazon!

Filed Under: Social Justice Tagged With: Business, Capitalism, co-op, Cooperatives, Equal Exchange, Fair Trade, Organic, Worker-Owned

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