frugaling: the act and art of maximizing your budget and minimizing costs

If you were to check Urban Dictionary for “frugaling,” you’d find the aforementioned definition. Why? Because I said so – literally.

I’m a concerned citizen. I’m a student in debt. And, I’m fed up with the system. After years of worry and wonder, I decided to start writing about my journey back to square one: zero debt.

Our system of credit debt and student loans is crumbling before our eyes. America has over $1.1 trillion in student loans and over $850 billion in credit card debt. The simple answer is that this is unsustainable. Even if Congress acts to stop the burgeoning load of debt, we will continue to see defaults and bankruptcies.

It’s up to us. The simplest action is doing little to nothing. Stop buying, driving, and consuming. Become protective of your money and conscious of where you spend your capitalistic dollar or vote.

This is my story and advice of getting back my freedom from debt. Somewhere between self-reflective and educational – that’s where I aim to engage you.

I would be honored if you follow along, share the articles, subscribe by email, and comment on how I can improve.

-Sam