Today marks the first anniversary of Frugaling.org! It’s incredible to think that just a year ago I was in nearly $40,000 of debt. I was resigned to a future that included atmospheric debt payments and endless student loans. Then, I got a wakeup call that changed my financial future.

I’m thankful that on this occasion, I’m writing about a different debt — a debt of gratitude. It’s time for me to pay up and take some time to thank people behind the scenes. The following individuals make this website work, inspired me, and/or pushed me to think differently about my financial future. Without them, this site wouldn’t be here. There are many that I’ve forgotten or can’t be included, but trust me, you’ve helped!

Mom

For years you provided difficult grammar and writing critiques. You constantly pushed me to improve. I hated the process of completely restarting drafts, as you frequently said. Over time, that training and advice helped. While I still make plenty of mistakes, your expertise helped me grow. Thank you, Mom!

Dad

You’ve been a terrific support in this process. From sending me new articles to providing important feedback on the quality of my work, your involvement encouraged my growth. I’m lucky to have the support. Thanks, Dad!

Noah

I know you’re just starting out with creative writing. But your passion for it inspired and encouraged my own work. I’m really happy you’ve found pleasure in writing. Thank you, Noah!

Lisa

You were the greatest catalyst for this site. You questioned my simple assumption that there was nothing I could do to reduce my debt. Moreover, your questions changed my beliefs regarding money and student loans. Thanks, Lisa!

Danny

Frankly, I was embarrassed by all the people you shared Frugaling with, but I’m honored that you did. There’s a reason so many people mention “Frugaling.org” in casual jokes and conversation. You’re a major reason for this. Thanks for following along from the very beginning, Danny!

Evans

I shared this little idea with you, and it was the laughing stock of the staff. Every now and then you’d check-in and I’d have another great month. You were excited, and you helped right my financial course. I’m really lucky to call you “boss!” Thanks, Evans!

Guest Writers

Over this year, various people contributed new articles and material for the site. You were all incredibly grateful for the work and created top-notch articles. Thank you all!

Interviewees

A few months ago, I started an interview series with the founders of personal finance websites. I was deeply curious what motivated them to start and continue to write about financial issues. Their openness and vulnerability made the series a hit! Thank you all for participating!

Readers

Obviously, you make this site work. Without you, I wouldn’t have the motivation to write. Thank you for visiting, commenting, and returning! Don’t hesitate to subscribe, too!