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Frugal Articles of the Week

By Frugaling 3 Comments

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Reading Nook Photo

Every week I like to feature a few frugal articles that caught my eyes. Curl up in your favorite reading nook and enjoy. Hopefully these encourage you to live frugal lives!

What you don’t know about Internet algorithms is hurting you. (And you probably don’t know very much!) by Caitlin Dewey
The Internet tracks your every move. We know this already. What we didn’t know was just how powerful these tracking algorithms can be. When you visit one website and then go to another, numerous companies track and predict what you’ll ultimately like to buy, view, and share. Sometimes those algorithms go wild!

Why Judging People for Buying Unhealthy Food Is Classist by Wiley Reading
I have done this before, and it’s a big wake up call to anyone who criticizes other people’s dietary choices. When you judge someone for “choosing” less healthy food options, this might be a classist statement. Unfortunately, with global income and wealth inequality, people aren’t taught and don’t necessarily have the resources to “choose” better options.

“How in GOD’s NAME do you spend so little on food??” by J. Money
Over the last few months, I’ve been on an epic challenge to reduce my food and drink budget down to $200 per month. It used to be hundreds of dollars more than that every month. In this article, a family man asks how so many people have reduced their budgets, and what’s a reasonable amount to expect. Great article!

Broke with Privilege by Stefanie O’Connell
Stefanie’s one of my favorite personal finance writers. In this recent article, she talks about income disparity, poverty, and even privilege. I don’t want to ruin the article by explaining it here. Go read it NOW! 🙂

Filed Under: Save Money Tagged With: articles, Broke, Budget, Class, Food, Frugal, healthy, poverty, Privilege, week

Healthy And Frugal? Hello, Food Co-Op!

By Frugaling 9 Comments

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Food Co-Op Out of Bike Wheels

There are moments in my life where I feel like I’m living in a film. The trees shine greener. Light flickers and casts friendly shadows. It’s cinematic, as if somewhat set up this scene — just for me, us. These moments hit me when I find a simple solitude. Sometimes it’s just a great song. By reducing my possessions, selling my car, buying a bike, and focusing on what’s important, I’ve begun to feel it more often. But there’s one piece that lags behind: my diet and eating habits.

The weakest point for the longest time has been eating out. Generally, it’s expensive, unhealthy, and wasteful. Not a great combination, but a great treat every now and then. Unfortunately, I struggle to make it occasional.

This is all despite watching countless documentaries (i.e., Fed Up, Food Inc, Super Size Me, A Place At The Table) about problems with industrial farming, agriculture, and the various health consequences of our fast eating habits. While I’ve never really had weight problems, my body definitely feels worse depending on what I eat. And more than that, I want to find a frugal way to shop that’s healthy for me, the environment, and the employees of said company.

That inspired me to turn to my local food cooperative (co-op). Co-ops are totally different from most of our capitalistic system. Most of the time, businesses exist to make the owners and shareholders exorbitant amounts of money. But co-ops exist — most of the time — to support the “members” and “consumers” instead. This shift of interests is reflected in pricing, staffing, and profits. As you might imagine, co-ops grew out of the 60s/70s and have a social bent.

Co-ops are present at many credit unions, where members are the shareholders, and even the popular outdoor/adventure company, REI. Sometimes, they pay special dividends at the end of the year to their members, too!

A little over two years ago I moved to Iowa City, Iowa for graduate school. I was in a bit of a food desert. The closest place was a little, local grocery store called New Pioneer. I didn’t understand it, and every time I went shopping there I paid a 5% surcharge on every purchase because I wasn’t a member. When I asked about membership, they told me it cost $60. Spending that amount of money from my budget — not even on food — was troubling. I was hesitant to drop $60 on a piece of paper that called me a member, and wondered why this was any different from Costco (where you have an annual membership due).

Just Coffee Co-Op Company
Just Coffee is a cooperative company that pays growers, roasters, and employees a living wage.

For starters, New Pioneer is a cooperative grocery store, where I receive a dividend check every year they make profits. I get to support a group of people that have more respect for their employees. As for my health, the foods are generally without artificial colors, flavoring, and creepy ingredients that are part of our massive industrial agricultural complex.

Since I sold my car, every time I bike over to the co-op I’m saving gas money and being easier on the environment – it’s a breeze. I load up my backpack with groceries, which are simple, healthy, and natural. Take a peek inside and you’ll find salads, fruits, eggs, pasta, coffee, and rice. They’re ingredients that suit me, my stomach, and are friendly to the world.

With my backpack full, riding home by bike is invigorating. I’ve minimized my impact. But then I think about my budget: can it handle shopping for organic and/or natural foods?

Well, that’s the exciting part about minimalism and my budget! I’m now saving $300 more per month by not having a car, and the food — simple as it is — doesn’t actually cost much at all. That’s what I call a win-win.

Have you thought about joining a food co-op or shopping at a local farmers’ market?

Filed Under: Save Money Tagged With: co-op, collective, cooperative, diet, eating, Food, healthy, new pi, New Pioneer, REI, sharing, Shopping, socialist

Stick To Your Budget And Go Gluten-Free

By Frugaling 4 Comments

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Bread Wheat Gluten-free Frugal Budget
I definitely miss fresh loaves of bread! Photo: flickr/surlygirl

Switching to gluten-free foods was surprisingly easy!

One of the best things I did for my delicate, dyspeptic stomach was to go gluten-free. While I still have some indigestion and problems every now and then, I’m a couple weeks into a [mostly] gluten-free diet. I do not exhibit symptoms of celiac disease, but I fear I’ve long had a sensitivity to gluten products.

I make mistakes and/or cheat a little bit here and there (why is it that every office on campus offered free donuts when I started going gluten-free!), but I’ve been trying to eliminate it all. Surprisingly, transitioning to this diet was easy — all I needed to do was buy some food at the supermarket.

What do others ask about going gluten-free?

Every now and then I mention my new dietary regimen and people provide entertaining commentary. The biggest question is: “Why go gluten-free?” If I’m honest — and I try to be — I tell them that I had pretty awful stomach problems (and occasionally still do), but after reducing/removing gluten from my diet, I feel better. My energy levels are bit more normal and I’m not endlessly sitting on a toilet.

But the financial questions are the funniest and most intriguing: “Sam, how do you afford that diet? Isn’t that expensive? Aren’t you trying to be frugal?” Somehow, someway, there’s a scary myth that’s propagated society, which says that going gluten-free is for wealthy, privileged individuals. In fact, merely mentioning the diet can get sarcastic scoff out of some. Comically, the diet and those following it seem to be highly miscategorized.

The reality is far more basic and frugal! When you remove most all bread products, wheat-based pastas, etc., the store shelves appear less busy. Snacks and carbs no longer beckon your attention with a gluten-free diet. You may still yearn for some nostalgic food like mac & cheese in its original, wheat form. But largely, the grocery store is simpler — that’s where the savings begin.

Financial consequences of going gluten-free

Nowadays, I pack more lunches than ever and tend to cook at home. This way I know the exact ingredients of the meals I’m making and preparing for a long day out of the apartment. I’m on the go most of the day — 10-13 hour days are sort of normal. Going gluten-free resulted in terrific benefits — both directly and indirectly. Here are some of my favorite reasons:

  1. Packed more lunches than ever ($7-10 savings per day)
  2. Made healthier food choices — solid, unprocessed foods (i.e., apples, veggies, nuts, etc.; removed pizzas; $—– Unknown future medical bills)
  3. Removed gluten-based snack foods when out and about ($1-3 per snack)
  4. Learned to cook more dishes and vary seasonings (my happiness = priceless)
  5. Lastly, friends supported and egged me on, which is fun and entertaining (a nice social surprise and bonus to being open and talking about it)

Switching to a gluten-free diet is not synonymous with wealth. Instead, its one of the cheapest diets I know. Think about it: Most of the world eats rice. The most disenfranchised and displaced and burdened still eat rice. It’s a gluten-free food source and it has nothing to do with privilege. Rice is a staple food for the world and it’s just become one of the highlights of my diet — yum!

Filed Under: Save Money Tagged With: diet, Food, Frugal, gluten, gluten-free, healthy, lactose, Work

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