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I Just Received 200,000 Visitors In 2 Days

By Frugaling 36 Comments

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Google Analytics Screenshot of Web Traffic

Late Sunday night I published an article about work in America. More specifically, how the 40-hour workweek harms productivity, the environment, and psychological health. The next day, I woke up to find over 50 people on my website. And then something crazy happened.

After my article was published, it was shared on the social networking site Reddit. Currently, it’s the 53rd most visited site on the net. The users of Reddit tend to be more tech savvy and interested in social issues (but isn’t limited to these areas). My article struck a chord with people that support the Occupy Wall Street (OWS) movement and workers’ rights.

I decided to go over to Starbucks yesterday to complete some academic research, as my site was beginning to launch into a mad frenzy of traffic. In my typical frugal fashion, I had a reward and even got another free refill before I left! I was buzzed by the caffeine, but even more because of the analytics. Hell, I couldn’t concentrate on the research writing because the numbers started to grow.

Suddenly, it hit the hundreds. OWS supporters shared it on Facebook and the niche social site, Hacker News. I texted a couple friends and let my mom know what was happening. Mom hopped on the site, and I could see her individual visit. That’s the last time I could see a person’s click.

I began to tweet out progressively higher traffic statistics, which came from free Google Analytics. When I hit 200, I looked back at Reddit. A big-time user and moderator of one of the largest “subreddits” had shared my article on no less than three other boards. The über popular “Futurology” subreddit generally has thousands of visitors at any one moment. That’s when I could tell it was all about to rollover into the most popular article I’ve ever written.

From there, the article rocketed to the top of five major boards and was shared on Facebook nearly 2000 times. I kept watching the traffic — still ticking higher. It was like gambling or playing a videogame, except I couldn’t lose. The real-time traffic statistics constantly updated every second, and the visitors didn’t stop.

Every time I thought I had hit the max number of visitors at one time, it went up even further. I thought it would all stop before 500, 600, 700, 800, 900, and 1,000. But it didn’t. The highest recorded real-time, active visitors clocked in at 1,212 (see the screenshot above), with my web server straining to handle one more person.

I struggled to get to sleep because the traffic was still in the 900s by Monday night. When I finally began to drift, I assumed that the number would be back to more reasonable levels in the morning. I thought, “Maybe it’ll be around 100 or so?”

Surprise surprise, that wasn’t the case. When I woke up around 9 AM, the site was still reaching about 900 people — 150-200 visitors per minute. The stress on my server hadn’t ceased and my site was still inaccessible for much of the morning.

I was shocked by the total amount of traffic that was driven to my site over two days. Despite being a nerd through much of my life, I had no real appreciation for the level of traffic available on the Internet. After two days, my site has received about 200,000 visitors (probably more than that, due to tracking and server issues). That’s roughly three times the population size of my adopted home, Iowa City.

I was lucky to be able to share this experience with Twitter followers, friends, and family. As a writer, it put a serious smile on my face that people cared that much to read and share my work. I’m deeply honored and humbled by the magnitude of support. Thanks for your support by sharing the article and reading all about it!

Filed Under: Make Money Tagged With: Blog, Blogging, Google, Hacker News, occupy, reddit, Visitors, Writing

52 Lessons From Blogging A Year

By Frugaling 16 Comments

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52 Lessons Learned
Photo: flickr/gr33n3gg

Today is the first-year anniversary of Frugaling! I’m very fortunate to share my lessons from the first 52 weeks of blogging. I learned an incredible amount, and I’m hoping that some of the following points inspire future bloggers and frugalers. Enjoy!

  1. Setting up a blog is surprisingly easy
    1. I started Frugaling on May 4, 2013. It was a shot in the dark. Within hours of buying the domain name, I had a WordPress blog running. A few days later, everything started coming together — logo included.
  2. Networking online is even more important than in-person
    1. When you’re just starting out, it can be funny and saddening how few people visit. You’ve probably invested some time and money to try and start this new site. Even more, you’re spending precious time writing articles (at first) that are read by no one. This is where building a network is vital to your motivation and livelihood as a blog. Connect with similar sites, offer to link, comment on their articles, and tweet/share without expecting reciprocity. Your network will build over time if you follow these steps.
  3. Prepare for harsh criticisms of your work
    1. Every now and then, I get a story wrong, use an inappropriate word, or botch my grammar. When I see it, I try to correct it right away. Those things bother me, too! Unfortunately, the Internet isn’t always the kindest place. It can foster some horrific personalities in some. Some people notice these errors and take to public displays of hate or vitriol. Don’t be surprised if people post on Reddit about how awful you are! Hah.
  4. Get controversial every now and then
    1. Writing shouldn’t be bland. You’ll bore readers. Go ahead, stir up some trouble!
  5. Focus on quantity over quality — quality comes with quantity
    1. I am a firm believer that writing a lot is the most important action. I make grammatical mistakes, and I’m not afraid to admit it! When I write, it’s always flawed with room for improvement. But at least I write. I never want to suffer the paralysis that comes from worrying about whether my writing has errors. The words need to flow — mistakes included. I’m a firm believer that publishing at a feverish pace enhances my quality.
    2. Focus on your count, rather than quality. Otherwise, you’ll be looking at one perfect paragraph and an empty site.
  6. Success is not measured by your income, but it helps for motivation
    1. I’d be lying if I said that making five figures in my first year of Frugaling didn’t motivate me to write better. It does! My word of caution is not to get wrapped in income as a measure of achievement. You’ll have up and down months for ad revenue — that variation doesn’t connote more or less success.
  7. Share your journey with friends and family
    1. I’m lucky to have a supportive network of friends and family that keep me going. Whenever I hear from them, or they tell me they’ve read an article of mine, I feel incredible joy.
  8. SEO Stats Frugaling
    SEMRush Statistics

    Google can be your worst enemy or best friend

    1. Your placement in Google searches is vital to your daily traffic and revenue. I receive about 200 hits from Google every day. Without Google, I wouldn’t have nearly the revenue I have today.
  9. It’s okay to walk away
    1. Sometimes I can’t write any more. Sometimes my brain is tapped for ideas. Sometimes I feel down about my writing. For me, I value the ability to walk away for a bit, and then return refueled. Every time I walk away from writing for a while, I feel the surge return. Give yourself that permission!
  10. Social media leads to explosive growth
    1. The most popular article on this site is called, “Too Poor To Protest: How Income Inequality Silences Your Voice.” If you search that phrase (“Too Poor To Protest”) on Google, my article is the first link. The article was shared at least 1800+ times on Facebook, over 200 times on Twitter, and over 50 times on Google+.
    2. Little did I know that when I shared it on Reddit, it would become a trending topic on some of the largest categories on the site. I was featured on the front page of the r/Politics portion of the site, and then other people shared it across different parts of the web. Over the first three days, I received over 12,000 new visitors.
  11. Time important articles to financial events
    1. When tax season comes around each year, people flock to Google for advice, answers, and feedback to get a larger tax return. This year, I timed an important article with this event, and it paid off. I published an article on an important refund bonus that Amazon was offering when you purchase TurboTax with them. Using an affiliate link, it paid over $200 in ad revenue for that one article.
  12. Write, re-read, schedule, re-read
    1. New articles flash in my head. Usually, I push every other priority out of the way and write for a good 45-60 minutes. After one of these crazy writing flashes, I’ll normally have about 600-700 words. Now, I re-read the article to check for flow and errors. I like to publish new articles as soon as possible, and immediately schedule them for about 5-10 minutes after the write and proofread. Then, in one last attempt to catch errors and make it sound smoother, I re-read again. I normally catch one or two major mistakes in this last round.
  13. Share what you’re reading with your audience
    1. If you’ve developed a following, it’s time to give them the insight that you have. If you read financial books regularly, why not share that with your audience?
    2. I wrote an article on 3 books I recommend everyone read for a thorough understanding of current stock market dynamics and personal finance issues. On top of sharing these books, I made a little Amazon commission off each one sold.
  14. Persistence is key to growing audience and followers
    1. Over the course of a year, you’re probably going to doubt whether continuing to write is worth it. This is a key fork in the road for many writers. This doubt can creep in and destroy all your hard work. Here’s where it pays to keep on writing — keep trying. By publishing and writing regularly, your audience will grow rapidly and readers will know how often to expect your work. Persistence pays!
  15. Inspire and encourage others to take up blogging, writing
    1. When I first started Frugaling, barely anyone bothered to say “hi.” I was a no-name in a field of personal finance sites. Nobody had any reason to visit. Nowadays, I get strange/foreign reactions from followers. When I comment on a blog just starting out or follow them on Twitter, oftentimes I get these shocked responses (like they can’t believe I commented on their little ol’ site).
    2. It’s incredible to push someone else into starting their own website. Writing and sharing in this way can be incredibly empowering. Why don’t more people try it!?
  16. Pick an intrinsic passion
    1. Maybe this is obvious, but you shouldn’t ever blog about anything you’re not entirely passionate about intrinsically. Sharing your views and ideas with the world is wonderful, but if you’re not excited every day, you’ll become bored and lose the focus/desire to publish more.
  17. Seek mentors that have done it before
    1. When I first started blogging, I sent a number of emails to top personal finance writers. I wanted to hear about what worked for them and how they built terrific, large audiences. Their insight was priceless. It cultivated and honed my own abilities as a writer and entrepreneur.
    2. Recently, I began interviewing the best bloggers in the community. I absolutely love hearing about what motivated other people to begin writing about this important topic.
  18. Writing a book is easier when blogging regularly
    1. This summer, I’m hoping to turn a few key articles and themes into a top-notch Kindle book for you all. With nearly 200 articles to choose from and various important themes, I cannot wait to compile some into a book. By itself, writing an entire book would’ve been daunting, but now I have tons to choose from and thousands upon thousands of written words.
  19. acer google chromebookThe technology you use needn’t be advanced
    1. Nowadays, I recommend people check out Chromebooks. They’re Google’s take on laptops. If you’re just going to be blogging, you only need a keyboard, web host, and WordPress. Yes, you can benefit from more advanced setups, but the basics are exceptionally affordable. Entering into the blogging world should not be analogous to starting a normal company — keep costs in line with that idea.
  20. Inevitably, your web host will crash
    1. Hopefully the downtime won’t be during a highly-trafficked period. Unfortunately, that always seems like the exact moment when everything crashes. A couple of my most popular or money-making articles pushed my web host offline, and cost me hundreds of dollars (in lost revenue) in the process.
  21. Web hosting is more important than you think
    1. At first, it’s easy to get wrapped up in the basic idea that you start writing and it’s on the Internet. But behind all this tech magic is an intricate layer of data connections. Certain web hosts are notorious for poor performance. Choose a web host that’s known for rapid connections. The faster your site loads, the higher ranking you’ll receive from Google.
  22. Sometimes airing your dirty laundry is the best idea
    1. The amount of support received is mindboggling. Whenever I write a more personal article, readers comment their support and understanding. The community of personal finance writers is incredibly positive.
  23. Frequent readers prefer shorter articles
    1. My most popular articles with the regular audience tend to be thought-provoking questions about how to deal with financial problems. These articles are normally about 500-700 words. They tend to be well-shared among the personal finance community, friends, and family.
  24. Longer articles are better for Google
    1. These posts spread like wildfire and attract new readers to the site. Google tends to rank these articles higher on the search rankings, too.
  25. The tax man says I run a business
    1. This was the first year that I had to fill out a Schedule C for my taxes. This portion of the massive IRS bureaucracy deals solely with profit and loss from a business. Now, all that advertising revenue adds up to a hefty tax loss. Fortunately, I can write off any business expenses. For example, paying writers, hosting fees, and travel related to work can all be deducted.
  26. Experiment with new projects
    1. Throughout this first year, I tried a few frugal projects. One of my most popular was trying to go 7 days without spending any money. Another one was my experiment with an all-cash diet. Both offered a win-win for me and my audiences, as I could share my experiences and help others in the process.
  27. Haters gonna hate
    1. The Internet is full of haters that use hurtful, vitriolic language to convey awful opinions. Let them hate. If you’re receiving strange messages and hearing how others disagree with you, just think: you’re on the right track and building an audience.
  28. Speed up your website for better Google results
    1. There are some simple programs you should use to speed up your website. I’d recommend checking out W3 Total Cache, Smush.it, and looking into loading “script” sources asynchronously. This last change will help heavy data elements on your page load last — the important content will load in the mean time.
  29. Unsubsidized Student Loan Chart Debt Question
    My unsubsidized student loans were going crazy. In August 2013, they reached $25,000. Now, they’re completely paid off!

    Include your readers in successes

    1. In the personal finance domain, talking about money isn’t taboo. Your openness is rewarded. Whenever I hit a milestone — like paying off $25,000 in student loans — my readers shared in the success and encouraged me to keep going. I really wouldn’t be able to do it without them.
  30. Men visit way more often than women
    1. Not entirely sure what contributes to this statistic, but about 70% of the visitors to this site are men.
  31. Most are aged 25-34
    1. My audience is primarily younger, and just starting out on their independent financial journeys. Likely, many are fresh out of college, new to the working world, and looking for ways to save and make more money.
  32. Start a blog as a side hobby, then consider full-time
    1. The perfect opportunity to blog is when you already have a full-time job. Blogging can be done in between busy periods, weekends, and anywhere you find an extra 15-60 mins. It’s the perfect side hustle!
  33. Ask friends and family to chime in, visit the site, and/or provide feedback
    1. Close ones can lead to important areas of improvement in the design and content of your site. I’m fortunate that there are a number of great writers and readers among my family and friends. They constantly provide important feedback that helps me improve.
  34. The focus isn’t money — it’s being able to live the life you desire
    1. While running and writing for Frugaling has paid off — big time — the focus wasn’t ever solely on money. Rather, I started Frugaling to hone my writing ability, share my stories, and work on reducing my debt. The advertising money followed, and it’s been a wonderful bonus to the main purposes.
  35. Basic text editors help me write ideas and prep new stories
    1. I get new ideas everywhere I go. Whenever something pops into my head, I write it down and often begin writing. I have found that taking advantage of new energy gets the articles finished faster.
    2. Google Drive (with Docs), Apple’s Reminders app, and the built-in TextEdit program all help me stay on track.
  36. A purpose-driven blog, but I drive that purpose
    1. This article — the one I’m writing right now — doesn’t necessarily fall into the tight bounds of personal finance. And if you’re frustrated by this tangential article, feel free to unsubscribe. While I consider this a purpose-driven blog, it’s a purpose I drive — not the other way around. Over this year, I had multiple people criticize my publications on blogging, ads, etc. Many suggested they were frustrated that I didn’t stick to finance-related articles. For the most part I do, but every now and then I love using this platform to speak about something else.
  37. I made a lot of money
    1. Despite not being the main focus, money poured into my wallet and I used it to pay off massive amounts of debt.
  38. It provided an outlet for accountability
    1. Writing a blog about frugality kept me honest for my readers. I didn’t want to disappoint them.
  39. Affiliate income is king
    1. Most of the money earned came from affiliate advertising for various banking products. The amount of money that can be made from these financial products and advertisements is shocking; like, five figures of shock.
  40. I’m willing to work even harder to stay out of debt now
    1. I refuse to make the same mistakes I made to get into massive amounts of debt. Starting this site helped me see the value in working to change my financial circumstances.
  41. There are many more ways to save
    1. There isn’t one comprehensive list that could cover all the ways you can save money every day. When writing articles on this subject, I’ve enjoyed putting on my thinking cap. In a way, it takes a creativity to save even more than others.
  42. I was ignorant to the power of excessive student loans
    1. Somewhere between denial and stupidity, I took out massive amounts of student loans over the first two years of graduate school. On track for $100k by the end, I was awakened to the reality of how long they would take to pay off. No one at my universities ever tried to explain the consequences of all these student loans. After a year of active research and reading, I’m beginning to understand how others get into this mess — universities are culpable.
  43. Our consumer society has horrible consequences
    1. Sometimes I’m able to reduce my spending solely because of the burden my consumerism may place on the environment. I want to reduce my emissions and harm to the Earth. It helps keep me from impulse buying for new clothes and electronics, when I think about the bigger picture.
  44. You can actually make yourself happy with money
    1. This year I read a couple key research articles that shared the results of what actually makes people happy when they have money. Most often, happiness comes from helping others and giving to important causes — putting your money to work to help others.
  45. The personal finance community content sometimes gets repetitive
    1. This is not a universal truth, but there are some basic finance stories that seem to spread to every site. Oftentimes, these articles focus on minor savings on coffee. Why coffee?
    2. I live for the articles that get really personal or uniquely approach financial problems.
  46. Guest bloggers and paid staff are a wonderful addition
    1. I had two regular guest bloggers over the course of this year. While I couldn’t pay them much (as all my money was going to pay off debt), I did give them a little. I got to practice my own copy editing skills, and they filled gaps when I couldn’t come up with new content (for a number of reasons).
  47. I’m really dependent on and thankful for Google products
    1. I mentioned Google Drive for writing articles, but I use Google for nearly everything. From researching new articles to checking my site stats to seeing my AdSense revenue, Google is at the heart of my success.
  48. The Internet allows for any niche
    1. My audience — you! — is a unique crew. Nowadays, there’s a group of people for any kind of writing. This is an empowering time to start publishing.
  49. Be generous with your links to other sites
    1. Whenever I write an article or publish an interview, I try to link to every site therein. I believe that generosity is genuinely rewarded on the Internet and often encourages the recipient to look at your site in return. This can open great networking opportunities!
  50. Writing for free is risky
    1. I’ve written for free and had both positive and negative experiences. Once, I wrote a 2000 word article and the company decided they didn’t want to publish the article anymore. That sucked.
    2. I would only recommend writing for free if there’s an exchange of traffic and future readers in the process.
  51. Frugaling received over 225,000 pageviews for the year
    1. This is more than just a statistic. It brings a tear to my eye. I guess I learned that people do enjoy reading my articles and seem to appreciate what I have to offer. That’s more exciting than anything else.
  52. The readers are vital to my motivation
    1. Without you, I wouldn’t have the motivation to work this hard; in turn, I wouldn’t have paid off massive amount of debt. Thank you for giving me the courage, energy, and hope to strive for a better life.

Filed Under: Save Money Tagged With: Blog, Blogging, Consumerism, Google, Income, money, Side Hustle, Work, writers, Writing

A Debt Of Gratitude

By Frugaling 6 Comments

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Happy Birthday Cake Frugaling One Year Later
Birthday Cake! Photo: flickr/Mark Skipper

Today marks the first anniversary of Frugaling.org! It’s incredible to think that just a year ago I was in nearly $40,000 of debt. I was resigned to a future that included atmospheric debt payments and endless student loans. Then, I got a wakeup call that changed my financial future.

I’m thankful that on this occasion, I’m writing about a different debt — a debt of gratitude. It’s time for me to pay up and take some time to thank people behind the scenes. The following individuals make this website work, inspired me, and/or pushed me to think differently about my financial future. Without them, this site wouldn’t be here. There are many that I’ve forgotten or can’t be included, but trust me, you’ve helped!

Mom

For years you provided difficult grammar and writing critiques. You constantly pushed me to improve. I hated the process of completely restarting drafts, as you frequently said. Over time, that training and advice helped. While I still make plenty of mistakes, your expertise helped me grow. Thank you, Mom!

Dad

You’ve been a terrific support in this process. From sending me new articles to providing important feedback on the quality of my work, your involvement encouraged my growth. I’m lucky to have the support. Thanks, Dad!

Noah

I know you’re just starting out with creative writing. But your passion for it inspired and encouraged my own work. I’m really happy you’ve found pleasure in writing. Thank you, Noah!

Lisa

You were the greatest catalyst for this site. You questioned my simple assumption that there was nothing I could do to reduce my debt. Moreover, your questions changed my beliefs regarding money and student loans. Thanks, Lisa!

Danny

Frankly, I was embarrassed by all the people you shared Frugaling with, but I’m honored that you did. There’s a reason so many people mention “Frugaling.org” in casual jokes and conversation. You’re a major reason for this. Thanks for following along from the very beginning, Danny!

Evans

I shared this little idea with you, and it was the laughing stock of the staff. Every now and then you’d check-in and I’d have another great month. You were excited, and you helped right my financial course. I’m really lucky to call you “boss!” Thanks, Evans!

Guest Writers

Over this year, various people contributed new articles and material for the site. You were all incredibly grateful for the work and created top-notch articles. Thank you all!

Interviewees

A few months ago, I started an interview series with the founders of personal finance websites. I was deeply curious what motivated them to start and continue to write about financial issues. Their openness and vulnerability made the series a hit! Thank you all for participating!

Readers

Obviously, you make this site work. Without you, I wouldn’t have the motivation to write. Thank you for visiting, commenting, and returning! Don’t hesitate to subscribe, too!

Filed Under: Save Money Tagged With: Frugal, frugaling, readers, thank you, Writing

I Am John Schmoll, Founder Of Frugal Rules, And This Is How I Work

By Frugaling 12 Comments

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John Schmoll
John Schmoll

My grandparents were storytellers. I could sit down with any of them and become engrossed in their words. I loved their insight, experience, and thoughtfulness. That love of learning about others continues, and now I’ve been spending some time interviewing the best of the personal finance community (like the founders of Budgets Are Sexy, The Broke And Beautiful Life, and Modest Money).

Surprisingly, it’s a tight-knit group of writers and financial experts. Some are certified financial planners, while others (like me) are experts in another field. Today, I have the privilege of interviewing one of the top financial bloggers, John Schmoll from Frugal Rules. John graduated with upwards of $20,000 in credit card debt after college. That’s when he turned it all around, got an MBA, and worked in the financial services industry. I’m lucky to be able to share his thoughts and insights with you today!

What inspired you to begin FrugalRules.com?

That’s a good question Sam. It really all started as I was looking for a way to be able to talk with others about money. I had just left my job to help my wife run our business and was missing talking about money all day with others. I had been in the financial services industry for roughly 15 years, in various capacities. That’s how it was born. From there, I just started looking for a good domain name and shortly after Frugal Rules was born.

How did people (friends, family, etc.) react when you first started?

Honestly, most of my family thought it was somewhat comical. I have absolutely no technical experience to speak of and have never done anything online in terms of business. They thought I’d either give up due to lack of time or get frustrated with it and throw in the towel. I just took it as a challenge to show that I could do it. 🙂

What was your experience with design, code, web work prior to starting your site?

Frugal Rule Website Screenshot
A screenshot of FrugalRules.com

Lol, absolutely zilch. My wife had a bit of design knowledge and that’s stretching it quite a bit. Because of that it was a bit of a challenge designing the site, but I was happy to just get something that worked. This is something I want and need to change going forward though…I just need to get started on it. 😉

What advice would you give to those thinking about starting their own site?

Find what you’re passionate about and go after that so you can establish your “voice.” You could write about many a number of things, but you want it to be something you care about otherwise it’s going to be a challenge. Beyond that, be prepared for some serious time and effort to make a go of it. The writing is the easy part, it’s the technical things, networking, and building relationships that take time. There are many bloggers out there and in order to make some decent headway you need to be able to make connections and get your name out there. The great thing is that many other PF bloggers out there are nice people and more than willing to help. Just remember that it’s a give and take kind of relationship though and really you should be more on the giving end of things than anything else.

Other than that, I say be yourself. Readers can tell when you’re being genuine and if you’re being yourself it’ll likely come out in your writing. Lastly, don’t get into blogging because of the money. Yes, you can make money blogging, but it takes a lot of time to get to that level and many that start out simply to make money most often give up out of frustration.

How do you make money from your site?

I make money from the site in a number of ways: affiliate advertising, freelance writing, and blog writing through our business. Now that I have a blog, we’re able to pitch blog writing to a number of our clients and we get to sign them on for that all because of Frugal Rules.

I also just started a new site recently with my friend Grayson (Debt Roundup), Sprout Wealth, where we plan to do some of the same things. Other than that, I’m looking to buy other websites to add to what I’m already doing.

What do you think you’ve learned from your readers and fans?

I’ve learned a ton from the community over at Frugal Rules, but it essentially comes down to seeing that we all come from different walks of life and that will color our view of money. I had seen that on one level in my last corporate job, but that was strictly with investments. I know it may sound cheesy, but I’ve seen first hand how there are many shades of gray when it comes to finances. There are a few things that can go across the board, but beyond that there are many things which can be done differently.

How can somebody in lower incomes best overcome financial hurdles and prosper?

Start tracking everything you spend. It sucks and is contrary to what we hear preached to us in our culture, but watch how you’re spending your money. Do that for a few months and see what mistakes you’re making and commit to changing. That could also mean starting to budget and, if so, find something that works for you and run with it. Beyond that, look for ways to can create additional sources of income through things like side gigs. Pair that cash with your lower expenses and you’ll greatly increase your chances of climbing out of that.

Who are your financial role models?

That’s a tough one. I don’t know that there is really one or two people out there that stick out to me. What really inspires me is seeing people who make a modest income that are able to really put themselves ahead financially. I got to see that a number of times in my past and was always challenged to see people who made very little, relatively speaking, that were rocking it with their saving and investing. That is what I aspire to do no matter how much we’re bringing in each year.

What personal finance sites do you read?

There are so many good sites out there that it’s really difficult to narrow it down to a small selection of blogs that I visit. My taste is pretty eclectic, but here are a few of the ones I go to on a regular basis:

Club Thrifty
Budgets Are Sexy
The Heavy Purse

And a few others that I’ve really been digging lately are:

Living Rich Cheaply
Broke Millennial

What else would you care to share with the readers of Frugaling?

First off, I’d like to thank you Sam for asking me to do this interview! In terms of your readers, my encouragement is to remember that finances are personal. We all have different goals in life and that is going to mean different things for different people. Just remember to make sure you’re doing all you can to make your money work for you as opposed to being enslaved to it.

Want to read more interviews like this one? Read the entire interview series here!

Filed Under: Interviews Tagged With: Blogging, credit cards, Finance, Frugal Rules, Interview, John Schmoll, Personal Finance, Sprout Wealth, Website, Writing

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  • How to Eat Healthy on a Budget
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